Real Estate Investing in Salyersville, Kentucky (41465)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Magoffin County • Population: 10,539 • Data updated: September 2026

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Should you buy in 41465 (Salyersville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
4 flags
  • High vacancy: 16.7% of homes vacant — above national norms.
  • 1-year downturn: Values declined 4.9% in the last year.
  • Elevated poverty: 25.1% poverty rate — can affect rent collection.
  • Lower household income: $32,250 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Salyersville, KY (41465)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $130,230
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $32,250
% Renters 24.4%

Market Analysis: 41465 Salyersville

The 41465 ZIP in Salyersville, KY is a local-operator market. Outside capital chasing a $130K entry has to pair deep knowledge with the discount.

While the numbers look inviting — $130K purchase price, 0.0% nominal cap — the work to hit that pro forma in 41465 is substantial and deserves full respect.

Within KY, ZIP 41465 trails on several market indicators that neighboring Magoffin County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Demographically, 41465 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 41465 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 7.32% as of Oct 22 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Salyersville:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Declining (-4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$161K$138K$115K$92K$69K$46KNov 2015Mar 2021Jul 2026

📊 How Does 41465 Compare?

Metric 41465 Salyersville Kentucky
Home Value $130,230 $130,230 $225,788
5-Year CAGR 8.3% 8.3% 6.9%
Avg Rent $783 $783 $972
Cap Rate 4.7% 4.7% 5.0%
💡 Why Invest in 41465? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41465 (Salyersville, KY). Anonymous, moderated, never written by AI.

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Investability
★★★★★
Good
Cap Rate
4.7%
Fair
5yr Growth
+8.3%
Strong

📊 Market Snapshot

Home Value $130,230
Monthly Rent $783
Price-to-Rent 13.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 13.0%

📈 Home Appreciation

1-Year -4.9% ▼
3-Year CAGR +7.3% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 7.3%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.3%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 41465

Population: 10,539

💰 Median Household Income
$32,250
This area
$32,250
State
$55,541
USA
$74,580
🏠 Renter Occupied
24.4%
This area
24.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-16.4%
USA
3.7%
🎓 College Educated
11.5%
This area
11.5%
State
-4.1%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
16.7%
This area
16.7%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Other/Mixed 1.7%
Hispanic/Latino 0.7%
Asian 0.4%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
25.1%
This area
25.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41465

C+ Avg School Grade
5 Schools
14.2:1 Avg Class Size
$13,842 Avg Per Pupil

Schools in This ZIP Code

B Good

South Magoffin Elementary

📚 Pre-K – 06 School
👥
199 Students
👨‍🏫
15.3:1 Class Size
💰
$13,842 Per Student
C+ Average

Magoffin County High School

📚 09 – 12 High School
👥
586 Students
👨‍🏫
14.7:1 Class Size
💰
$13,842 Per Student
C+ Average

North Magoffin Elementary

📚 Pre-K – 06 School
👥
407 Students
👨‍🏫
15.7:1 Class Size
💰
$13,842 Per Student
C+ Average

Salyersville Grade School

📚 Pre-K – 06 School
👥
505 Students
👨‍🏫
14.0:1 Class Size
💰
$13,842 Per Student
D Needs Improvement

Herald Whitaker Middle School

📚 07 – 08 Middle
👥
249 Students
👨‍🏫
11.3:1 Class Size
💰
$13,842 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Salyersville, KY a good place for real estate investing?

Yes - Salyersville, KY a 3.0/5 investability score. With $130K home prices against $783/mo monthly rent, the market delivers a reasonable entry point for new investors.

What strategy should investors use in Salyersville, KY?

A careful cash-flow rentals with hands-on management strategy Salyersville, KY best. The market produces predictable results for that approach at the $130K price point.

How strict are landlord regulations in Salyersville, KY?

Rental owners in Salyersville, KY deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How deep is the rental pool in Salyersville, KY?

The tenant pool in Salyersville, KY is solid, supported by local employment and population fundamentals. Rents of $783/mo are well-absorbed by the market.

Do rentals sit vacant long in Salyersville, KY?

Rental vacancy in Salyersville, KY is elevated. Investors should budget normal turnover but not chronic empty units.

You know 41465 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41465 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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