Real Estate Investing in Greenup, Kentucky (41144)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 41144 (Greenup, KY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.6% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Greenup, KY (41144)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 41144 Greenup
From a cash-flow lens, ZIP 41144 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $152K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41144 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Put differently, 41144 offers a low basis, the region around Greenup has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 41144 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 41144 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Greenup:
Property Strategy for 41144
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $106,501 | $970 | 6.6% | +7.8% | $53,250 |
| 3BR | $158,557 | $1,250 | 5.7% | +6.9% | $52,852 |
| 4BR | $222,559 | $1,410 | 4.6% | +6.6% | $55,640 |
Market Trends
Home Value History (with trend line)
📊 How Does 41144 Compare?
| Metric | 41144 | Greenup | Kentucky |
|---|---|---|---|
| Home Value | $152,415 | $152,415 | $225,788 |
| 5-Year CAGR | 5.2% | 5.2% | 6.9% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 41144 (Greenup, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $152,415 |
| Monthly Rent | $873 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 41144
Population: 8,457
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 41144
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,307 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Greenup, KY?
Expect median prices around $152K in Greenup, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
Is the tenant base reliable in Greenup, KY?
The renter base in Greenup, KY is reasonable for the $873/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
Where do rents currently stand in Greenup, KY?
Investors in Greenup, KY typically see rents near $873/mo per month against $152K home values - a solid setup for rental cash flow.
Does a duplex house hack pencil in Greenup, KY?
The a challenging house-hack environment in Greenup, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Is Greenup, KY good for landlords?
Greenup, KY falls under KY landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
You know 41144 now. You don’t know where it ranks.
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