Real Estate Investing in Garrison, Kentucky (41141)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lewis County • Population: 2,516 • Data updated: September 2026

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Should you buy in 41141 (Garrison, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
5 flags
  • High vacancy: 27.5% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.3% CAGR).
  • 1-year downturn: Values declined 6.2% in the last year.
  • Elevated poverty: 26.3% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Garrison, KY (41141)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $110,056
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $34,659
% Renters 19.4%

Market Analysis: 41141 Garrison

Investors eyeing 41141 need to respect the fundamentals at play. Home values of $110K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 41141 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 41141's metrics run below Lewis County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 41141 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 41141 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Garrison:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Declining (-6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 41141

Which property type performs best in this market?

Best for Cash Flow
2BR
7.8% cap rate
Best for Appreciation
2BR
+11.5% 5yr CAGR
Best Overall Value
3BR
$48,481/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $101,070 $1,100 7.8% +11.5% $50,535
3BR $145,443 $1,430 7.1% +11.2% $48,481

Market Trends

Home Value History (with trend line)

$126K$109K$93K$77K$60K$44KJul 2011Jan 2019Jul 2026

📊 How Does 41141 Compare?

Metric 41141 Garrison Kentucky
Home Value $110,056 $112,202 $225,788
5-Year CAGR 1.3% 2.0% 6.9%
Avg Rent $990 $959 -
Cap Rate 7.0% 6.7% -
💡 Why Invest in 41141? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41141 (Garrison, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.0%
Good
5yr Growth
+1.3%
Slow

📊 Market Snapshot

Home Value $110,056
Monthly Rent $990
Price-to-Rent 9.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.8%
Cap Rate 7.0%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year -6.2% ▼
3-Year CAGR -1.3% ▼
5-Year CAGR +1.3% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.0%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.0%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 41141

Population: 2,516

💰 Median Household Income
$34,659
This area
$34,659
State
$55,541
USA
$74,580
🏠 Renter Occupied
19.4%
This area
19.4%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-16.4%
USA
3.7%
🎓 College Educated
9.7%
This area
9.7%
State
-4.1%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
27.5%
This area
27.5%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.3%
Other/Mixed 0.7%
👶 Under 18
25.7%
This area
25.7%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
26.3%
This area
26.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41141

A+ Avg School Grade
1 Schools
14.1:1 Avg Class Size
$21,302 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Garrison Elementary School

📚 Pre-K – 06 School
👥
292 Students
👨‍🏫
14.1:1 Class Size
💰
$21,302 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 567 Off-Campus Students
C+
Shawnee State University
3,206 students · 15.0 mi

Investor Insight: With 567 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Garrison, KY?

The median home value in Garrison, KY is roughly $110K. That puts it reasonable relative to the KY statewide average.

What does house hacking look like in Garrison, KY?

House hacking works a challenging in Garrison, KY. Rents of $990/mo against $110K acquisition make the strategy solid for owner-occupants.

How do landlord-tenant laws work in Garrison, KY?

Landlord-friendliness in Garrison, KY is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Garrison, KY better for rentals, flips, or BRRRR?

The best-fit strategy in Garrison, KY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is the tenant base reliable in Garrison, KY?

Tenant quality in Garrison, KY ranks as solid. Landlords generally report even-keeled occupancy at market rents of $990/mo.

You know 41141 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41141 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 41141 ranks in Huntington-Ashland, WV-KY-OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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