Real Estate Investing in Worthington, Kentucky (41183)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Greenup County • Population: 1,813 • Data updated: September 2026

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Should you buy in 41183 (Worthington, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Worthington, KY (41183)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $134,183
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $60,972
% Renters 36.0%

Market Analysis: 41183 Worthington

The 41183 ZIP in Worthington, KY is a local-operator market. Outside capital chasing a $134K entry has to pair deep knowledge with the discount.

For an experienced owner, 41183 can be a a credible choice for hunting ground — but the discount at $134K reflects genuine risk that outside investors often underestimate.

On the rental side, 41183 offers a low basis, the region around Worthington has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 41183 ZIP's population of 1,813 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Worthington:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Declining (-1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 41183

Which property type performs best in this market?

Best for Cash Flow
2BR
7.3% cap rate
Best for Appreciation
3BR
+5.9% 5yr CAGR
Best Overall Value
2BR
$47,596/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $95,192 $970 7.3% +4.1% $47,596
3BR $145,860 $1,250 6.2% +5.9% $48,620

Market Trends

Home Value History (with trend line)

$142K$127K$113K$98K$83K$68KJul 2006Jul 2016Jul 2026

📊 How Does 41183 Compare?

Metric 41183 Worthington Kentucky
Home Value $134,183 $134,183 $225,788
5-Year CAGR 5.3% 5.3% 6.9%
Avg Rent $873 $873 -
Cap Rate 5.1% 5.1% -
💡 Why Invest in 41183? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41183 (Worthington, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $134,183
Monthly Rent $873
Price-to-Rent 12.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year -1.3% ▼
3-Year CAGR +4.1% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 41183

Population: 1,813

💰 Median Household Income
$60,972
This area
$60,972
State
$55,541
USA
$74,580
🏠 Renter Occupied
36.0%
This area
36.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-16.4%
USA
3.7%
🎓 College Educated
10.8%
This area
10.8%
State
-4.1%
USA
33.7%
👤 Median Age
37.1 years
This area
37.1 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
9.8%
This area
9.8%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 91.6%
Black/African American 5.3%
Other/Mixed 3.0%
Hispanic/Latino 2.8%
Asian 0.2%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
13.1%
This area
13.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 41183

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Campbell Elementary School

📚 Pre-K – 02 Elementary
📍 550 Ram Blvd, Raceland
👥
341 Students
👨‍🏫
15.2:1 Class Size
💰
$14,320 Per Student
B+ Above Average

Raceland-Worthington High School

📚 09 – 12 High School
📍 500 Ram Blvd, Raceland
👥
317 Students
👨‍🏫
15.2:1 Class Size
💰
$14,320 Per Student
B+ Above Average

Russell Primary School

📚 Pre-K – 02 Elementary
📍 710 Red Devil Lane, Russell
👥
459 Students
👨‍🏫
13.5:1 Class Size
💰
$12,860 Per Student
B Good

Raceland-Worthington Middle School

📚 03 – 08 School
📍 502 Rams Blvd., Raceland
👥
460 Students
👨‍🏫
19.6:1 Class Size
💰
$14,320 Per Student
B Good

Russell High School

📚 09 – 12 High School
📍 709 Red Devil Lane, Russell
👥
619 Students
👨‍🏫
15.9:1 Class Size
💰
$12,860 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 2,137 Off-Campus Students
C
Ohio University-Southern Campus
1,639 students · 4.2 mi
C+
Ashland Community and Technical College
2,559 students · 7.3 mi
C+
Elite Welding Academy South Point
17 students · 10.5 mi
C
Tri-State Bible College
20 students · 12.1 mi
C+
Collins Career Technical Center
427 students · 14.8 mi

Investor Insight: With 2,137 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Worthington, KY?

With a 3.0/5 investability score, Worthington, KY ranks as a solid market for rental property investors. Median prices of $134K and rents of $873/mo drive the underlying numbers.

What do rentals go for in Worthington, KY?

Rents in Worthington, KY run near $873/mo. Compared with median home prices of $134K that produces solid gross yields for typical rentals.

What are vacancy rates like in Worthington, KY?

Vacancy risk in Worthington, KY is elevated. That supports predictable cash flow for typical rental holds.

Are tenants stable in Worthington, KY?

Expect a solid tenant pool in Worthington, KY. The rental market absorbs $873/mo rents without meaningful friction.

How strict are landlord regulations in Worthington, KY?

Worthington, KY falls under KY landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 41183 now. You don’t know where it ranks.

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How 41183 ranks in Huntington-Ashland, WV-KY-OH

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