Real Estate Investing in Pathfork, Kentucky (40863)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40863 (Pathfork, KY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.
- High vacancy: 21.2% of homes vacant — above national norms.
- 1-year downturn: Values declined 7.3% in the last year.
- Elevated poverty: 24.9% poverty rate — can affect rent collection.
- Lower household income: $37,801 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pathfork, KY (40863)?
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Market Analysis: 40863 Pathfork
ZIP 40863 inside Pathfork, KY leans into a value-add thesis. Home values near $70K sit below the state median, and rents of $819/mo leave room for forced-equity plays.
ZIP 40863 favors investors with a contractor on speed dial. Stepping back, the turnkey yield looks ordinary, a renovated unit pulls stronger rent than the unrenovated $819/mo average.
In Harlan County, 40863 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.
Demographically, 40863 is a working ZIP — not a luxury market. That profile is exactly what value-add operators need in order to price their renovated product correctly.
Flippers with local expertise can do well in 40863. Out-of-state investors should partner with boots-on-the-ground operators or skip the ZIP entirely.
Here's what matters if you're considering buying a home in Pathfork:
Market Trends
Home Value History (with trend line)
📊 How Does 40863 Compare?
| Metric | 40863 | Pathfork | Kentucky |
|---|---|---|---|
| Home Value | $69,725 | $71,804 | $225,788 |
| 5-Year CAGR | 5.0% | 0.0% | 6.9% |
| Avg Rent | $819 | $806 | - |
| Cap Rate | 9.2% | 8.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40863 (Pathfork, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $69,725 |
| Monthly Rent | $819 |
| Price-to-Rent | 7.1:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 14.1% |
| Cap Rate | 9.2% |
| 5-Year IRR | 14.2% |
📈 Home Appreciation
| 1-Year | -7.3% ▼ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The estimated cap rate (9.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40863
Population: 801
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Should investors consider Pathfork, KY?
Our data puts Pathfork, KY at 5.0/5 for investability. Home prices of $70K and rents around $819/mo create a solid backdrop for investor activity.
What is the typical home price in Pathfork, KY?
Pathfork, KY home values average about $70K. That price point suits investors targeting rentals with $819/mo in monthly income.
Are rents high in Pathfork, KY?
Investors in Pathfork, KY typically see rents near $819/mo per month against $70K home values - a solid setup for rental cash flow.
Are 1% rule properties available in Pathfork, KY?
Yes, many Pathfork, KY properties clear the 1% rule. The rent-to-price ratio averages 1.17%, supported by $819/mo rents.
Is Pathfork, KY a good market for FHA house hackers?
The an attractive house-hack environment in Pathfork, KY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 40863 now. You don’t know where it ranks.
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