Real Estate Investing in Rockholds, Kentucky (40759)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 40759 (Rockholds, KY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 21.6% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
- Elevated poverty: 38.0% poverty rate — can affect rent collection.
- Lower household income: $35,583 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rockholds, KY (40759)?
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Market Analysis: 40759 Rockholds
Investors eyeing 40759 need to respect the fundamentals at play. Home values of $136K come alongside slower price movement and elevated management overhead.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $136K asset, 40759 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 40759's metrics run below Whitley County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 40759 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Rockholds's stable or hybrid ZIPs before stepping into 40759. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Rockholds:
Property Strategy for 40759
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $122,831 | $870 | 5.1% | +7.0% | $61,416 |
| 3BR | $171,339 | $1,040 | 4.4% | +8.4% | $57,113 |
Market Trends
Home Value History (with trend line)
📊 How Does 40759 Compare?
| Metric | 40759 | Rockholds | London, KY | Kentucky |
|---|---|---|---|---|
| Home Value | $135,865 | $132,203 | N/A | $225,788 |
| 5-Year CAGR | 0.2% | 1.8% | N/A | 6.9% |
| Avg Rent | $783 | $783 | N/A | - |
| Cap Rate | 4.5% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40759 (Rockholds, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $135,865 |
| Monthly Rent | $783 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 4.7% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +1.1% ▲ |
| 5-Year CAGR | +0.2% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40759
Population: 3,194
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40759
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Rockholds, KY a good place for real estate investing?
Rockholds, KY scores 3.0/5 for investability. Home values sit at $136K and rents near $783/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Where do home prices stand in Rockholds, KY?
In Rockholds, KY the median home value sits at $136K. Against the broader KY market, that reads as reasonable for most investors.
How do experienced investors play Rockholds, KY?
In Rockholds, KY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $136K prices and $783/mo rents suits that approach.
What does house hacking look like in Rockholds, KY?
Rockholds, KY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $136K price point reasonable to enter.
What is the typical rental rate in Rockholds, KY?
Rockholds, KY rentals go for roughly $783/mo a month. That puts gross yield in solid territory relative to $136K acquisition costs.
You know 40759 now. You don’t know where it ranks.
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How 40759 ranks in London, KY
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