Real Estate Investing in Jeffersonville, Kentucky (40337)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 5,461 • Data updated: September 2026

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Should you buy in 40337 (Jeffersonville, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jeffersonville, KY (40337)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $217,883
Avg Monthly Rent $792
1% Rule ✗ Does Not Meet
Median Income $50,658
% Renters 20.1%

Market Analysis: 40337 Jeffersonville

Investors eyeing 40337 need to respect the fundamentals at play. Home values of $218K come alongside slower price movement and elevated management overhead.

The 40337 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In practical terms, 40337 offers a low basis, the region around Jeffersonville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 40337 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Jeffersonville's stable or hybrid ZIPs before stepping into 40337. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jeffersonville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $792/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mount Sterling, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mount Sterling, KY metro data
🏠

Property Strategy for 40337

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
2BR
+9.1% 5yr CAGR
Best Overall Value
2BR
$69,633/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $139,266 $880 4.5% +9.1% $69,633
3BR $222,230 $1,160 3.8% +9.0% $74,077
4BR $294,261 $1,320 3.2% +9.0% $73,565

Market Trends

Home Value History (with trend line)

$229K$198K$166K$135K$103K$72KJan 2012May 2019Jul 2026

📊 How Does 40337 Compare?

Metric 40337 Jeffersonville Mount Sterling, KY Kentucky
Home Value $217,883 $217,883 N/A $225,788
5-Year CAGR 6.6% 6.6% N/A 6.9%
Avg Rent $792 $792 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 40337? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 40337 (Jeffersonville, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Mount Sterling, KY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
70%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $217,883
Monthly Rent $792
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 40337

Population: 5,461

💰 Median Household Income
$50,658
This area
$50,658
State
$55,541
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
23.6%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-16.4%
USA
3.7%
🎓 College Educated
14.6%
This area
14.6%
State
-4.1%
USA
33.7%
👤 Median Age
36.0 years
This area
36.0 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
18.6%
This area
18.6%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.7%
Hispanic/Latino 2.0%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
12.5%
This area
12.5%
USA
17.3%
📊 Poverty Rate
14.5%
This area
14.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Which real estate strategy fits Jeffersonville, KY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Jeffersonville, KY. The numbers - $218K homes against $792/mo rents - support that play.

What is the typical home price in Jeffersonville, KY?

Homes in Jeffersonville, KY typically sell near $218K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

What are rental rates like in Jeffersonville, KY?

Rental rates in Jeffersonville, KY average $792/mo. Tenant demand and $218K home values make the yield look reasonable by investor standards.

How strict are landlord regulations in Jeffersonville, KY?

Rental owners in Jeffersonville, KY deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How tight is the rental market in Jeffersonville, KY?

Vacancy risk in Jeffersonville, KY is elevated. That supports stable cash flow for typical rental holds.

You know 40337 now. You don’t know where it ranks.

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How 40337 ranks in Mount Sterling, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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