Fastest-Appreciating ZIP Codes in Mount Sterling, KY (2026)
Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 40358 | Olympia, KY | $202,950 | $828 | 3.18% | 8.6% |
| 2 | 40360 | Owingsville, KY | $187,451 | $783 | 3.26% | 8.4% |
| 3 | 40371 | Salt Lick, KY | $166,839 | $855 | 4.00% | 8.2% |
| 4 | 40322 | Frenchburg, KY | $132,110 | $783 | 4.62% | 7.6% |
| 5 | 40374 | Sharpsburg, KY | $188,851 | $945 | 3.90% | 7.4% |
| 6 | 40387 | Wellington, KY | $129,975 | $783 | 4.70% | 7.3% |
| 7 | 40353 | Mount Sterling, KY | $237,675 | $1,151 | 3.78% | 7.0% |
| 8 | 40337 | Jeffersonville, KY | $217,883 | $792 | 2.84% | 6.6% |
| 9 | 40346 | Means, KY | $152,706 | $810 | 4.14% | 3.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Mount Sterling, KY · Affordable in Mount Sterling, KY
Or see the full Mount Sterling, KY metro profile.