Real Estate Investing in Olympia, Kentucky

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1 ZIP codes • Population: 1,219 • Bath County

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Should you buy in Olympia, KY? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (89/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Olympia, KY?

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3.0/ 5

Investability

Citywide average

4.0/ 5

Appreciation

8.6% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $202,950
Avg Monthly Rent $828
ZIP Codes 1

Investing in Olympia Real Estate

Olympia, KY covers 1 ZIP codes and a population but the investment metrics here are modest — this is not a market to enter casually.

The investment case for Olympia is difficult to make on screen data alone. a challenging fit for a 3.0 rating and a cap rate of 0.0% that looks fine only until you underwrite the vacancy.

Transaction volume in Olympia has thinned in a way that amplifies price discovery risk. From an investor standpoint, investors without local context should treat every number on the page with skepticism.

Distressed-leaning demographics in Olympia — soft income growth, high rent burden, population shifts — are among the reasons the ★★★☆☆ rating sits where it does.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Best ZIP codes in Mount Sterling, KY

Olympia is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$202,950
Avg Monthly Rent
$828
1% Rule
✗ Below
Landlord Friendly (KY)

📉 Market Crash Risk Index

Based on Mount Sterling, KY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
70%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Mount Sterling, KY metro
0
Days to pending
7.9%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Olympia, KY

Screen every ZIP in Olympia

Filter Olympia’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Olympia, KY

What is the median home value in Olympia, KY?

Typical homes in Olympia, KY go for around $203K. The 5-year CAGR of 0.0% consistent price movement.

Is Olympia, KY a good place for real estate investing?

Olympia, KY registers an investability rating of 3.0/5, with median home values near $203K and average rents around $828/mo. That combination puts it in the significant tier for investor interest.

How strong is tenant demand in Olympia, KY?

Working renters make up the core of the Olympia, KY tenant base. The pool is reasonable for investors targeting long-term holds.

What type of investing works in Olympia, KY?

A careful cash-flow rentals with hands-on management strategy Olympia, KY best. The market produces steady results for that approach at the $203K price point.

What kind of vacancy should I budget for in Olympia, KY?

Occupancy in Olympia, KY runs predictable with elevated vacancy. Well-priced units at $828/mo lease on reasonable timelines.

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