Real Estate Investing in Goshen, Kentucky (40026)
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Should you buy in 40026 (Goshen, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Goshen, KY (40026)?
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Market Analysis: 40026 Goshen
Not every below-median market is a bargain. Goshen's 40026 ZIP stands at signals that favor experienced operators who can absorb the risk $516K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 40026 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Put differently, 40026 offers a low basis, the region around Goshen has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
On the rental side, 6,192 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 40026 is an operator game, not a passive one. Meanwhile, entry prices of $516K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Goshen:
Property Strategy for 40026
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $364,352 | $2,330 | 4.6% | +6.0% | $121,451 |
| 4BR | $550,112 | $2,700 | 3.5% | +6.6% | $137,528 |
Market Trends
Home Value History (with trend line)
📊 How Does 40026 Compare?
| Metric | 40026 | Goshen | Kentucky |
|---|---|---|---|
| Home Value | $515,964 | $515,964 | $225,788 |
| 5-Year CAGR | 5.3% | 5.3% | 6.9% |
| Avg Rent | $1,620 | $1,620 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40026 (Goshen, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $515,964 |
| Monthly Rent | $1,620 |
| Price-to-Rent | 26.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40026
Population: 6,192
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 40026
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Goshen, KY good for landlords?
For rental operators, Goshen, KY rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
How much do tenants pay in Goshen, KY?
Rent in Goshen, KY is around $1,620/mo. The resulting rent-to-value relationship with $516K pricing is reasonable for most investor models.
Is the tenant base reliable in Goshen, KY?
The renter base in Goshen, KY is reasonable for the $1,620/mo price point. Screening well and pricing to market typically yields measured tenants.
Is real estate in Goshen, KY a good investment right now?
Goshen, KY scores 3.0/5 for investability. Home values sit at $516K and rents near $1,620/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What real estate strategy is ideal for Goshen, KY?
Goshen, KY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($516K prices, $1,620/mo rents) make it a reasonable choice.
You know 40026 now. You don’t know where it ranks.
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How 40026 ranks in Louisville/Jefferson County, KY-IN
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