Real Estate Investing in Buckner, Kentucky (40010)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oldham County • Population: 660 • Data updated: September 2026

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Should you buy in 40010 (Buckner, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 35.7 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Buckner, KY (40010)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $520,538
Avg Monthly Rent $1,215
1% Rule ✗ Does Not Meet
Median Income $137,344
% Renters 15.8%

Market Analysis: 40010 Buckner

ZIP 40010 in Buckner, KY carries a substantial set of headwinds. Home values near $521K and rents of $1,215/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 40010 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within KY, ZIP 40010 trails on several market indicators that neighboring Oldham County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Employment concentration in 40010 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 40010 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Buckner:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,215/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$537K$489K$441K$393K$344K$296KFeb 2017Nov 2021Jul 2026

📊 How Does 40010 Compare?

Metric 40010 Buckner Kentucky
Home Value $520,538 $520,538 $225,788
5-Year CAGR 4.9% 4.9% 6.9%
Avg Rent $1,215 $1,215 -
Cap Rate 1.8% 1.8% -
💡 Why Invest in 40010? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 40010 (Buckner, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $520,538
Monthly Rent $1,215
Price-to-Rent 35.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.8%
Cap Rate 1.8%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 40010

Population: 660

💰 Median Household Income
$137,344
This area
$137,344
State
$55,541
USA
$74,580
🏠 Renter Occupied
15.8%
This area
15.8%
State
23.6%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.4%
USA
3.7%
🎓 College Educated
53.1%
This area
53.1%
State
-4.1%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 77.2%
Other/Mixed 19.4%
Hispanic/Latino 10.4%
Black/African American 3.5%
👶 Under 18
31.3%
This area
31.3%
USA
22.0%
👴 65 and Over
3.6%
This area
3.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 40010

B Avg School Grade
4 Schools
13.0:1 Avg Class Size
$13,338 Avg Per Pupil

Schools in This ZIP Code

B Good

Buckner Elementary School

📚 K – 05 Elementary
👥
659 Students
👨‍🏫
16.9:1 Class Size
💰
$13,338 Per Student
B Good

Oldham County Middle School

📚 06 – 08 Middle
👥
699 Students
👨‍🏫
16.0:1 Class Size
💰
$13,338 Per Student
C+ Average

Buckner Alternative High School

📚 04 – 12 High School
👥
55 Students
👨‍🏫
6.1:1 Class Size
💰
$13,338 Per Student
C+ Average

The Robert L. Arvin Education Center

📚 11 – 12 High School Limited Data
💰
$13,338 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B+ Above Average

Camden Station Elementary School

📚 K – 05 Elementary
📍 6401 W Hwy 146, Crestwood
👥
494 Students
👨‍🏫
14.7:1 Class Size
💰
$13,338 Per Student
B+ Above Average

Centerfield Elementary School

📚 K – 05 Elementary
📍 4512 S Hwy 393, Crestwood
👥
516 Students
👨‍🏫
13.2:1 Class Size
💰
$13,338 Per Student
B+ Above Average

Crestwood Elementary School

📚 K – 05 Elementary
📍 6500 W Hwy 146, Crestwood
👥
567 Students
👨‍🏫
13.8:1 Class Size
💰
$13,338 Per Student
B Good

East Oldham Middle School

📚 06 – 08 Middle
📍 1201 East Highway 22, Crestwood
👥
600 Students
👨‍🏫
16.7:1 Class Size
💰
$13,338 Per Student
B Good

Kenwood Station Elementary School

📚 K – 05 Elementary
📍 6321 Highway 329 By-Pass, Crestwood
👥
621 Students
👨‍🏫
15.9:1 Class Size
💰
$13,338 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby
C
Galen College of Nursing-Louisville
4,794 students · 6.7 mi
C
Paul Mitchell the School-Louisville
219 students · 10.9 mi
C+
MedQuest College
273 students · 11.7 mi
D
ATA College
337 students · 11.8 mi
C
Ideal Beauty Academy
7 students · 11.9 mi
C
Empire Beauty School-Chenoweth
83 students · 13.6 mi
C
Caris College
189 students · 14.2 mi

Frequently Asked Questions

How much does a house cost in Buckner, KY?

In Buckner, KY the median home value sits at $521K. Against the broader KY market, that reads as reasonable for most investors.

Is Buckner, KY a good market for FHA house hackers?

Buckner, KY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $521K price point reasonable to enter.

What are rental rates like in Buckner, KY?

Rental rates in Buckner, KY average $1,215/mo. Tenant demand and $521K home values make the yield look reasonable by investor standards.

What is it like being a landlord in Buckner, KY?

KY ranks as a landlord-friendly state for landlord-tenant law. Buckner generally follows the statewide framework, so landlords face reasonable operating rules.

What is the renter demographic in Buckner, KY?

Buckner, KY offers a consistent renter base at the $1,215/mo rent level. Tenant turnover is reasonable for well-managed properties.

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How 40010 ranks in Louisville/Jefferson County, KY-IN

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