Real Estate Investing in Bradfordsville, Kentucky (40009)
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Should you buy in 40009 (Bradfordsville, KY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 20.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bradfordsville, KY (40009)?
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Market Analysis: 40009 Bradfordsville
The 40009 ZIP in Bradfordsville, KY is a local-operator market. Outside capital chasing a $199K entry has to pair deep knowledge with the discount.
The investment case in 40009 is impressive only for operators who understand what they are buying. A $199K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader KY picture, 40009 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 40009 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 40009 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Bradfordsville:
Market Trends
Home Value History (with trend line)
📊 How Does 40009 Compare?
| Metric | 40009 | Bradfordsville | Campbellsville, KY | Kentucky |
|---|---|---|---|---|
| Home Value | $198,596 | $198,596 | N/A | $225,788 |
| 5-Year CAGR | 10.7% | 10.7% | N/A | 6.9% |
| Avg Rent | $783 | $783 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 40009 (Bradfordsville, KY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $198,596 |
| Monthly Rent | $783 |
| Price-to-Rent | 21.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 13.8% |
📈 Home Appreciation
| 1-Year | +11.3% ▲ |
| 3-Year CAGR | +10.7% ▲ |
| 5-Year CAGR | +10.7% ▲ |
| 10-Year CAGR | +9.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 40009
Population: 1,564
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much should I expect to pay for a home in Bradfordsville, KY?
Expect median prices around $199K in Bradfordsville, KY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
What is the tenant pool like in Bradfordsville, KY?
The tenant pool in Bradfordsville, KY is solid, supported by local employment and population fundamentals. Rents of $783/mo are well-absorbed by the market.
What is the investability score for Bradfordsville, KY?
Yes - Bradfordsville, KY a 3.0/5 investability score. With $199K home prices against $783/mo monthly rent, the market delivers a reasonable entry point for new investors.
What strategy should investors use in Bradfordsville, KY?
Investors usually favor careful cash-flow rentals with hands-on management in Bradfordsville, KY. With home values at $199K and rents near $783/mo, other strategies can work but produce stable rather than outsized returns.
What are vacancy rates like in Bradfordsville, KY?
Vacancy in Bradfordsville, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.
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