Real Estate Investing in Crosby, Mississippi (39633)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wilkinson County • Population: 825 • Data updated: September 2026

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Should you buy in 39633 (Crosby, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 44.3% of homes vacant — above national norms.
  • Declining values: -4.5% 5-year CAGR — values have moved lower.
  • Elevated poverty: 20.8% poverty rate — can affect rent collection.
  • Lower household income: $34,188 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crosby, MS (39633)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $107,405
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $34,188
% Renters 22.0%

Market Analysis: 39633 Crosby

Investors eyeing 39633 need to respect the fundamentals at play. Home values of $107K come alongside slower price movement and elevated management overhead.

In practical terms, the numbers look inviting — $107K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39633 is substantial and deserves full respect.

Within MS, ZIP 39633 trails on several market indicators that neighboring Wilkinson County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Employment concentration in 39633 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 39633 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crosby:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Stable (+0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$146K$137K$128K$119K$109K$100KFeb 2021Nov 2023Jul 2026

📊 How Does 39633 Compare?

Metric 39633 Crosby Mississippi
Home Value $107,405 $107,405 $186,446
5-Year CAGR N/A N/A 4.0%
Avg Rent $882 $882 -
Cap Rate 6.4% 6.4% -
💡 Why Invest in 39633? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39633 (Crosby, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.4%
Good
5yr Growth
-4.5%
Declining

📊 Market Snapshot

Home Value $107,405
Monthly Rent $882
Price-to-Rent 10.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.9%
Cap Rate 6.4%
5-Year IRR 1.9%

📈 Home Appreciation

1-Year +0.2% ▲
3-Year CAGR -3.5% ▼
5-Year CAGR -4.5% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.4%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-4.5%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 39633

Population: 825

💰 Median Household Income
$34,188
This area
$34,188
State
$48,827
USA
$74,580
🏠 Renter Occupied
22.0%
This area
22.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-17.6%
USA
3.7%
🎓 College Educated
18.1%
This area
18.1%
State
-11.7%
USA
33.7%
👤 Median Age
50.6 years
This area
50.6 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
44.3%
This area
44.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 67.3%
Black/African American 32.7%
👶 Under 18
18.0%
This area
18.0%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
20.8%
This area
20.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is vacancy a concern in Crosby, MS?

Crosby, MS vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much does a house cost in Crosby, MS?

The median home value in Crosby, MS is roughly $107K. That puts it reasonable relative to the MS statewide average.

How much rent can I charge in Crosby, MS?

Average rent in Crosby, MS is approximately $882/mo per month. Against $107K home values that yields a reasonable rent-to-price ratio.

What does house hacking look like in Crosby, MS?

House hacking works a challenging in Crosby, MS. Rents of $882/mo against $107K acquisition make the strategy solid for owner-occupants.

How strong is Crosby, MS for real estate investors?

Investors tracking Crosby, MS will find a 3.0/5 rating supported by $107K median home values and $882/mo rents. That profile suits long-term holders targeting reliable returns.

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