Real Estate Investing in Bude, Mississippi (39630)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39630 (Bude, MS)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 28.8% of homes vacant — above national norms.
- 1-year downturn: Values declined 7.7% in the last year.
- Elevated poverty: 43.5% poverty rate — can affect rent collection.
- Lower household income: $30,654 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bude, MS (39630)?
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Market Analysis: 39630 Bude
The 39630 ZIP in Bude, MS is a local-operator market. Outside capital chasing a $98K entry has to pair deep knowledge with the discount.
On balance, the numbers look inviting — $98K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39630 is substantial and deserves full respect.
In the broader MS picture, 39630 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 39630 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Bude's stable or hybrid ZIPs before stepping into 39630. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Bude:
Market Trends
Home Value History (with trend line)
📊 How Does 39630 Compare?
| Metric | 39630 | Bude | Mississippi |
|---|---|---|---|
| Home Value | $98,379 | $98,379 | $186,446 |
| 5-Year CAGR | N/A | N/A | 4.0% |
| Avg Rent | $765 | $765 | - |
| Cap Rate | 6.1% | 6.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39630 (Bude, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $98,379 |
| Monthly Rent | $765 |
| Price-to-Rent | 10.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.1% |
| 5-Year IRR | 2.4% |
📈 Home Appreciation
| 1-Year | -7.7% ▼ |
| 3-Year CAGR | -3.6% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39630
Population: 871
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39630
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
FRANKLIN HIGH SCHOOL
FRANKLIN LOWER ELEMENTARY
FRANKLIN UPPER ELEMENTARY
FRANKLIN COUNTY MIDDLE SCHOOL
FRANKLIN CAREER & TECHNICAL CENTER
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are rental rates like in Bude, MS?
Bude, MS rentals go for roughly $765/mo a month. That puts gross yield in solid territory relative to $98K acquisition costs.
How strong is the working-renter base in Bude, MS?
Tenant quality in Bude, MS ranks as solid. Landlords generally report predictable occupancy at market rents of $765/mo.
What is the typical vacancy rate in Bude, MS?
Rental vacancy in Bude, MS is elevated. Investors should budget normal turnover but not chronic empty units.
How do home values compare in Bude, MS?
Median home price in Bude, MS is near $98K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Does Bude, MS make sense for an investment property?
Bude, MS shows an investability rating of 3.0/5, with median home values near $98K and average rents around $765/mo. That combination puts it in the durable tier for investor interest.
You know 39630 now. You don’t know where it ranks.
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