Real Estate Investing in Taylorsville, Mississippi (39168)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Smith County • Population: 5,950 • Data updated: September 2026

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Should you buy in 39168 (Taylorsville, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Taylorsville, MS (39168)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $143,159
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $40,069
% Renters 18.9%

Market Analysis: 39168 Taylorsville

The 39168 ZIP covers a section of Taylorsville that demands careful diligence. Prices near $143K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $143K asset, 39168 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 39168 among MS's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 39168 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 39168 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Taylorsville:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Laurel, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Laurel, MS metro data

Market Trends

Home Value History (with trend line)

$154K$141K$128K$114K$101K$87KDec 2011Apr 2019Jul 2026

📊 How Does 39168 Compare?

Metric 39168 Taylorsville Laurel, MS Mississippi
Home Value $143,159 $143,159 N/A $186,446
5-Year CAGR 1.6% 1.6% N/A 4.0%
Avg Rent $801 $801 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 39168? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39168 (Taylorsville, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+1.6%
Slow

📉 Market Crash Risk Index

Based on Laurel, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $143,159
Monthly Rent $801
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 6.0%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +1.6% ▲
10-Year CAGR +3.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39168

Population: 5,950

💰 Median Household Income
$40,069
This area
$40,069
State
$48,827
USA
$74,580
🏠 Renter Occupied
18.9%
This area
18.9%
State
27.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-17.6%
USA
3.7%
🎓 College Educated
13.8%
This area
13.8%
State
-11.7%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
17.4%
This area
17.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 52.8%
Black/African American 44.0%
Other/Mixed 3.3%
Hispanic/Latino 0.2%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
19.0%
This area
19.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39168

B Avg School Grade
1 Schools
13.5:1 Avg Class Size
$10,414 Avg Per Pupil

Schools in This ZIP Code

B Good

TAYLORSVILLE ATTENDANCE CENTER

📚 Pre-K – 12 K-12
👥
610 Students
👨‍🏫
13.5:1 Class Size
💰
$10,414 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are rents high in Taylorsville, MS?

Investors in Taylorsville, MS typically see rents near $801/mo per month against $143K home values - a solid setup for rental cash flow.

How do home values compare in Taylorsville, MS?

Taylorsville, MS median home values land near $143K. That is reasonable territory for investors looking at $801/mo-per-month rentals.

What is the investability score for Taylorsville, MS?

Taylorsville, MS scores 3.0/5 for investability. Home values sit at $143K and rents near $801/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Do rentals sit vacant long in Taylorsville, MS?

Vacancy in Taylorsville, MS is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $801/mo.

Is Taylorsville, MS a good market for FHA house hackers?

For house hackers, Taylorsville, MS is a challenging. The $801/mo rent on a unit helps defray the mortgage on a $143K property.

You know 39168 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39168 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39168 ranks in Laurel, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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