Real Estate Investing in Taylor, Mississippi (38673)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lafayette County • Population: 1,111 • Data updated: September 2026

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Should you buy in 38673 (Taylor, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Taylor, MS (38673)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $383,814
Avg Monthly Rent $1,134
1% Rule ✗ Does Not Meet
Median Income $86,677
% Renters 0.9%

Market Analysis: 38673 Taylor

Not every below-median market is a bargain. Taylor's 38673 ZIP reflects signals that favor experienced operators who can absorb the risk $384K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 38673 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 38673 and stronger Taylor ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 38673 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 38673 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Taylor:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,134/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Oxford, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oxford, MS metro data

Market Trends

Home Value History (with trend line)

$410K$369K$329K$288K$248K$207KFeb 2017Nov 2021Jul 2026

📊 How Does 38673 Compare?

Metric 38673 Taylor Oxford, MS Mississippi
Home Value $383,814 $383,814 N/A $186,446
5-Year CAGR 6.4% 6.4% N/A 4.0%
Avg Rent $1,134 $1,134 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 38673? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38673 (Taylor, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Oxford, MS metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
72%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $383,814
Monthly Rent $1,134
Price-to-Rent 28.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 38673

Population: 1,111

💰 Median Household Income
$86,677
This area
$86,677
State
$48,827
USA
$74,580
🏠 Renter Occupied
0.9%
This area
0.9%
State
27.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-17.6%
USA
3.7%
🎓 College Educated
46.6%
This area
46.6%
State
-11.7%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
2.1%
This area
2.1%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 49.3%
Black/African American 33.2%
Other/Mixed 13.0%
Asian 4.6%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
0.5%
This area
0.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 480 Off-Campus Students
B
University of Mississippi
24,043 students · 6.9 mi

Frequently Asked Questions

What is it like being a landlord in Taylor, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. Taylor generally follows the statewide framework, so landlords face reasonable operating rules.

Is it easy to find good tenants in Taylor, MS?

The renter base in Taylor, MS is reasonable for the $1,134/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Are rents high in Taylor, MS?

Taylor, MS rentals go for roughly $1,134/mo a month. That puts gross yield in solid territory relative to $384K acquisition costs.

What approach is best for Taylor, MS real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Taylor, MS. The numbers - $384K homes against $1,134/mo rents - support that play.

What is the average home sale price in Taylor, MS?

Expect median prices around $384K in Taylor, MS. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

You know 38673 now. You don’t know where it ranks.

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How 38673 ranks in Oxford, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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