Real Estate Investing in Lynnville, Tennessee (38472)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Giles County • Population: 2,489 • Data updated: September 2026

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Should you buy in 38472 (Lynnville, TN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 22.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lynnville, TN (38472)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $338,119
Avg Monthly Rent $1,197
1% Rule ✗ Does Not Meet
Median Income $65,319
% Renters 15.1%

Market Analysis: 38472 Lynnville

Not every below-median market is a bargain. Lynnville's 38472 ZIP stands at signals that favor experienced operators who can absorb the risk $338K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 38472 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 38472 and stronger Lynnville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 38472 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lynnville:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,197/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$371K$315K$259K$202K$146K$90KMar 2006May 2016Jul 2026

📊 How Does 38472 Compare?

Metric 38472 Lynnville Tennessee
Home Value $338,119 $338,119 $327,001
5-Year CAGR 4.7% 4.7% 7.7%
Avg Rent $1,197 $1,197 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 38472? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 38472 (Lynnville, TN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $338,119
Monthly Rent $1,197
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 38472

Population: 2,489

💰 Median Household Income
$65,319
This area
$65,319
State
$60,881
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
25.6%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-22.2%
USA
3.7%
🎓 College Educated
20.4%
This area
20.4%
State
-6.3%
USA
33.7%
👤 Median Age
47.5 years
This area
47.5 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
22.8%
This area
22.8%
State
15.4%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 0.8%
Black/African American 0.2%
Asian 0.1%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 38472

B Avg School Grade
2 Schools
14.4:1 Avg Class Size
$10,912 Avg Per Pupil

Schools in This ZIP Code

B Good

Richland Elementary

📚 Pre-K – 05 Elementary
👥
506 Students
👨‍🏫
14.9:1 Class Size
💰
$10,912 Per Student
B Good

Richland School

📚 06 – 12 High School
👥
662 Students
👨‍🏫
13.8:1 Class Size
💰
$10,912 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 561 Off-Campus Students
C
The University of Tennessee Southern
978 students · 12.2 mi
C+
Tennessee College of Applied Technology-Pulaski
705 students · 13.0 mi

Investor Insight: With 561 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much is rent in Lynnville, TN?

Average rent in Lynnville, TN is approximately $1,197/mo per month. Against $338K home values that yields a reasonable rent-to-price ratio.

Is vacancy a concern in Lynnville, TN?

Occupancy in Lynnville, TN runs reliable with elevated vacancy. Well-priced units at $1,197/mo lease on reasonable timelines.

How does Lynnville, TN rate as a rental market?

Investors tracking Lynnville, TN will find a 3.0/5 rating supported by $338K median home values and $1,197/mo rents. That profile suits long-term holders targeting even-keeled returns.

Is Lynnville, TN a good market for FHA house hackers?

House hacking in Lynnville, TN is a challenging. With home values around $338K and rents at $1,197/mo, owner-occupants can offset a meaningful share of PITI.

Are eviction rules reasonable in Lynnville, TN?

Lynnville, TN operates under TN law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

You know 38472 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 38472 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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