Real Estate Investing in Opp, Alabama (36467)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Covington County • Population: 9,847 • Data updated: September 2026

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Should you buy in 36467 (Opp, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Opp, AL (36467)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $127,025
Avg Monthly Rent $729
1% Rule ✗ Does Not Meet
Median Income $43,244
% Renters 23.9%

Market Analysis: 36467 Opp

This part of Covington County is not an easy win. The 36467 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 36467 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 36467 and stronger Opp ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 36467 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 36467 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Opp:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $729/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$135K$124K$112K$101K$89K$77KNov 2014Sep 2020Jul 2026

📊 How Does 36467 Compare?

Metric 36467 Opp Alabama
Home Value $127,025 $127,025 $231,003
5-Year CAGR 2.2% 2.2% 5.6%
Avg Rent $729 $729 -
Cap Rate 4.5% 4.5% -
💡 Why Invest in 36467? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36467 (Opp, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+2.2%
Slow

📊 Market Snapshot

Home Value $127,025
Monthly Rent $729
Price-to-Rent 14.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR +0.5% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36467

Population: 9,847

💰 Median Household Income
$43,244
This area
$43,244
State
$56,875
USA
$74,580
🏠 Renter Occupied
23.9%
This area
23.9%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.3%
USA
3.7%
🎓 College Educated
12.2%
This area
12.2%
State
-11.9%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
18.5%
This area
18.5%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 83.3%
Black/African American 13.9%
Other/Mixed 2.7%
Hispanic/Latino 0.6%
Asian 0.1%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
11.5%
This area
11.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36467

B+ Avg School Grade
4 Schools
15.6:1 Avg Class Size
$15,002 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Opp Elementary School

📚 Pre-K – 04 Elementary
👥
535 Students
👨‍🏫
16.2:1 Class Size
💰
$15,632 Per Student
B+ Above Average

Opp High School

📚 09 – 12 High School
👥
390 Students
👨‍🏫
16.1:1 Class Size
💰
$15,632 Per Student
B+ Above Average

Opp Middle School

📚 05 – 08 School
👥
405 Students
👨‍🏫
16.0:1 Class Size
💰
$15,632 Per Student
B Good

Fleeta School

📚 Pre-K – 08 School
👥
197 Students
👨‍🏫
14.1:1 Class Size
💰
$13,112 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Lurleen B Wallace Community College
2,130 students · 12.0 mi

Frequently Asked Questions

How expensive is real estate in Opp, AL?

Expect median prices around $127K in Opp, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

Is Opp, AL a good place for real estate investing?

Opp, AL scores 3.0/5 for investability. Home values sit at $127K and rents near $729/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is the tenant base reliable in Opp, AL?

Opp, AL draws a consistent base of working renters. Demand at the $729/mo rent level is reasonable for standard single-family and small multi rentals.

What are vacancy rates like in Opp, AL?

Rental vacancy in Opp, AL is elevated. Investors should budget normal turnover but not chronic empty units.

How should investors approach Opp, AL?

The best-fit strategy in Opp, AL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 36467 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 36467 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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