Real Estate Investing in Fayette, Alabama (35555)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35555 (Fayette, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 25.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fayette, AL (35555)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 35555 Fayette
Not every below-median market is a bargain. Fayette's 35555 ZIP records signals that favor experienced operators who can absorb the risk $143K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 35555 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Regionally, 35555 sits on the difficult end of the AL spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
A significant renter share of 32% in 35555 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 35555 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Fayette:
Market Trends
Home Value History (with trend line)
📊 How Does 35555 Compare?
| Metric | 35555 | Fayette | Alabama |
|---|---|---|---|
| Home Value | $142,871 | $142,871 | $231,003 |
| 5-Year CAGR | 4.9% | 4.9% | 5.6% |
| Avg Rent | $927 | $927 | - |
| Cap Rate | 5.1% | 5.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35555 (Fayette, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $142,871 |
| Monthly Rent | $927 |
| Price-to-Rent | 12.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.8% |
| Cap Rate | 5.1% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +8.9% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35555
Population: 9,689
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35555
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the median home value in Fayette, AL?
Median home price in Fayette, AL is near $143K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
How high is vacancy risk in Fayette, AL?
Fayette, AL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is real estate in Fayette, AL a good investment right now?
Yes - Fayette, AL a 3.0/5 investability score. With $143K home prices against $927/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are landlord laws favorable in Fayette, AL?
AL law landlord-friendly for landlords, and Fayette inherits those rules. Investors should still review local ordinances for rental licensing.
How qualified is the tenant pool in Fayette, AL?
Fayette, AL offers a consistent renter base at the $927/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 35555 now. You don’t know where it ranks.
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