Real Estate Investing in Livingston, Alabama (35470)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sumter County • Population: 4,909 • Data updated: September 2026

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Should you buy in 35470 (Livingston, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 21.2% of homes vacant — above national norms.
  • Elevated poverty: 21.6% poverty rate — can affect rent collection.
  • Lower household income: $27,441 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Livingston, AL (35470)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $145,144
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $27,441
% Renters 40.2%

Market Analysis: 35470 Livingston

This part of Sumter County is not an easy win. The 35470 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 35470 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Livingston have seen price recovery that 35470 has not matched. Sumter County data supports the view that the spread is structural rather than temporary.

Demographically, 35470 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 35470 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livingston:

C Below Average
Buy Confidence Score: 50/100
Affordability
10/25
Appreciation
10/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Stable (+0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$159K$153K$148K$143K$138K$133KDec 2023Apr 2025Jul 2026

📊 How Does 35470 Compare?

Metric 35470 Livingston Alabama
Home Value $145,144 $145,144 $231,003
5-Year CAGR N/A N/A 5.6%
Avg Rent $810 $810 -
Cap Rate 4.4% 4.4% -
💡 Why Invest in 35470? Click to expand

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35470 (Livingston, AL). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.4%
Fair

📊 Market Snapshot

Home Value $145,144
Monthly Rent $810
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year +0.2% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35470

Population: 4,909

💰 Median Household Income
$27,441
This area
$27,441
State
$56,875
USA
$74,580
🏠 Renter Occupied
40.2%
This area
40.2%
State
24.9%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.3%
USA
3.7%
🎓 College Educated
33.8%
This area
33.8%
State
-11.9%
USA
33.7%
👤 Median Age
23.2 years
This area
23.2 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
21.2%
This area
21.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 66.1%
White 31.2%
Other/Mixed 1.7%
Asian 0.9%
Hispanic/Latino 0.7%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
10.3%
This area
10.3%
USA
17.3%
📊 Poverty Rate
21.6%
This area
21.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35470

B+ Avg School Grade
5 Schools
19.5:1 Avg Class Size
$24,564 Avg Per Pupil

Schools in This ZIP Code

A Very Good

University Charter School Secondary

📚 06 – 12 High School Charter
👥
320 Students
👨‍🏫
17.1:1 Class Size
💰
$35,872 Per Student
B+ Above Average

Livingston Junior High School

📚 Pre-K – 08 School
👥
387 Students
👨‍🏫
18.4:1 Class Size
💰
$17,025 Per Student
B+ Above Average

York West End Junior High School

📚 Pre-K – 08 School
👥
241 Students
👨‍🏫
19.3:1 Class Size
💰
$17,025 Per Student
B Good

University Charter School Elementary

📚 Pre-K – 05 Elementary Charter
👥
379 Students
👨‍🏫
23.1:1 Class Size
💰
$35,872 Per Student
B Good

BellBrown Career Technical Center

📚 10 – 12 High School Limited Data
💰
$17,025 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 402 Off-Campus Students
C
University of West Alabama
6,194 students · 5.3 mi

Frequently Asked Questions

Are tenants stable in Livingston, AL?

The tenant pool in Livingston, AL is solid, supported by local employment and population fundamentals. Rents of $810/mo are well-absorbed by the market.

Do rentals sit vacant long in Livingston, AL?

Occupancy in Livingston, AL runs even-keeled with elevated vacancy. Well-priced units at $810/mo lease on reasonable timelines.

What are home prices like in Livingston, AL?

In Livingston, AL the median home value sits at $145K. Against the broader AL market, that reads as reasonable for most investors.

What is the typical rental rate in Livingston, AL?

Expect rents around $810/mo per month in Livingston, AL. With home values at $145K, the yield math works out to reasonable levels for rental investors.

What is it like being a landlord in Livingston, AL?

Landlord-friendliness in Livingston, AL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 35470 now. You don’t know where it ranks.

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