Real Estate Investing in Sumiton, Alabama (35148)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Walker County • Population: 2,270 • Data updated: September 2026

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Should you buy in 35148 (Sumiton, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sumiton, AL (35148)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $157,148
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $52,991
% Renters 30.2%

Market Analysis: 35148 Sumiton

ZIP 35148 in Sumiton, AL carries a healthy set of headwinds. Home values near $157K and rents of $918/mo sit inside a market where underwriting has to be tight.

Rent of $918/mo on a $157K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 35148 sits below the stated 0.0% once reality is priced in.

In the broader AL picture, 35148 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 35148 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. significant returns are possible in 35148, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sumiton:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+19.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jasper, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jasper, AL metro data

Market Trends

Home Value History (with trend line)

$168K$146K$125K$103K$81K$59KJul 2006Jul 2016Jul 2026

📊 How Does 35148 Compare?

Metric 35148 Sumiton Jasper, AL Alabama
Home Value $157,148 $157,148 N/A $231,003
5-Year CAGR 4.6% 4.6% N/A 5.6%
Avg Rent $918 $918 N/A -
Cap Rate 4.6% 4.6% - -
💡 Why Invest in 35148? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35148 (Sumiton, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Jasper, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $157,148
Monthly Rent $918
Price-to-Rent 14.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +19.6% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35148

Population: 2,270

💰 Median Household Income
$52,991
This area
$52,991
State
$56,875
USA
$74,580
🏠 Renter Occupied
30.2%
This area
30.2%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-24.3%
USA
3.7%
🎓 College Educated
9.5%
This area
9.5%
State
-11.9%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
19.2%
This area
19.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 92.7%
Black/African American 5.2%
Other/Mixed 2.1%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
10.7%
This area
10.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35148

B Avg School Grade
2 Schools
17.0:1 Avg Class Size
$13,534 Avg Per Pupil

Schools in This ZIP Code

B Good

Sumiton Elementary School

📚 Pre-K – 04 Elementary
👥
708 Students
👨‍🏫
15.7:1 Class Size
💰
$13,534 Per Student
B Good

Sumiton Middle School

📚 05 – 08 School
👥
494 Students
👨‍🏫
18.3:1 Class Size
💰
$13,534 Per Student

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Bagley Elementary School

📚 Pre-K – 04 Elementary
📍 8581 Tate Mill Rd, Dora
👥
538 Students
👨‍🏫
17.4:1 Class Size
💰
$13,148 Per Student
B Good

Corner High School

📚 09 – 12 High School
📍 4301 Warrior Jasper Road, Dora
👥
519 Students
👨‍🏫
18.5:1 Class Size
💰
$13,148 Per Student
B Good

Dora High School

📚 09 – 12 High School
📍 330 Glenn C Gant Cir, Dora
👥
462 Students
👨‍🏫
18.5:1 Class Size
💰
$13,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 753 Off-Campus Students
C+
Bevill State Community College
3,946 students · 13.8 mi

Investor Insight: With 753 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are renters plentiful in Sumiton, AL?

Working renters make up the core of the Sumiton, AL tenant base. The pool is reasonable for investors targeting long-term holds.

Do landlords face vacancy issues in Sumiton, AL?

Expect elevated vacancy in Sumiton, AL. Rents at $918/mo are absorbed by the tenant base without meaningful lag.

What are home prices like in Sumiton, AL?

Median home price in Sumiton, AL is near $157K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What is it like being a landlord in Sumiton, AL?

AL ranks as a landlord-friendly state for landlord-tenant law. Sumiton generally follows the statewide framework, so landlords face reasonable operating rules.

What strategy should investors use in Sumiton, AL?

A careful cash-flow rentals with hands-on management strategy Sumiton, AL best. The market produces predictable results for that approach at the $157K price point.

You know 35148 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35148 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35148 ranks in Jasper, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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