Real Estate Investing in Springville, Alabama (35146)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 13,283 • Data updated: September 2026

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Should you buy in 35146 (Springville, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Springville, AL (35146)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $335,914
Avg Monthly Rent $1,765
1% Rule ✗ Does Not Meet
Median Income $79,200
% Renters 13.2%

Market Analysis: 35146 Springville

From an investor standpoint, ZIP 35146 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $336K median. It rewards specialists, not generalists.

For an experienced owner, 35146 can be a worth a close look for hunting ground — but the discount at $336K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 35146 among AL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 35146 includes headwinds that any investor should price in. Income distribution skews lower than Springville averages, and tenant stability requires active management.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,765/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Birmingham-Hoover, AL Metro Area
Even conditions for buyers and sellers
49 days
Average time to sell
Average
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Birmingham-Hoover, AL metro data
🏠

Property Strategy for 35146

Which property type performs best in this market?

Best for Cash Flow
2BR
3.2% cap rate
Best for Appreciation
5BR
+5.7% 5yr CAGR
Best Overall Value
5BR
$86,017/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $230,349 $1,020 3.2% $115,174
3BR $303,533 $1,280 3.0% +5.5% $101,178
4BR $360,670 $1,430 2.9% +5.3% $90,168
5BR $430,085 +5.7% $86,017

Market Trends

Home Value History (with trend line)

$349K$311K$272K$234K$195K$157KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,909$1,875$1,841$1,807$1,772$1,738Oct 2025Mar 2026Jun 2026

📊 How Does 35146 Compare?

Metric 35146 Springville Birmingham-Hoover, AL Alabama
Home Value $335,914 $335,914 N/A $231,003
5-Year CAGR 3.8% 3.8% N/A 5.6%
Avg Rent $1,765 $1,765 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 35146? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35146 (Springville, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $335,914
Monthly Rent $1,765
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35146

Population: 13,283

💰 Median Household Income
$79,200
This area
$79,200
State
$56,875
USA
$74,580
🏠 Renter Occupied
13.2%
This area
13.2%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-24.3%
USA
3.7%
🎓 College Educated
23.5%
This area
23.5%
State
-11.9%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.5%
This area
6.5%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 82.5%
Black/African American 11.4%
Other/Mixed 6.0%
Hispanic/Latino 2.1%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
6.6%
This area
6.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35146

C+ Avg School Grade
3 Schools
20.8:1 Avg Class Size
$11,167 Avg Per Pupil

Schools in This ZIP Code

B Good

Springville High School

📚 09 – 12 High School
👥
734 Students
👨‍🏫
20.0:1 Class Size
💰
$11,167 Per Student
C+ Average

Springville Elementary School

📚 Pre-K – 04 Elementary
👥
803 Students
👨‍🏫
19.1:1 Class Size
💰
$11,167 Per Student
C+ Average

Springville Middle School

📚 05 – 08 School
👥
759 Students
👨‍🏫
23.4:1 Class Size
💰
$11,167 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the smart move for investors in Springville, AL?

Most investors in Springville, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What do rentals go for in Springville, AL?

Average rent in Springville, AL is approximately $1,765/mo per month. Against $336K home values that yields a reasonable rent-to-price ratio.

How strong is the working-renter base in Springville, AL?

Tenant demand in Springville, AL is solid. The local workforce $1,765/mo rents across most rental classes.

Is Springville, AL landlord-friendly?

AL ranks as a landlord-friendly state for landlord-tenant law. Springville generally follows the statewide framework, so landlords face reasonable operating rules.

What is the average home sale price in Springville, AL?

Expect median prices around $336K in Springville, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

You know 35146 now. You don’t know where it ranks.

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How 35146 ranks in Birmingham-Hoover, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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