Real Estate Investing in Saint Cloud, Florida (34773)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34773 (Saint Cloud, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.8% of homes vacant — above national norms.
What’s happening in Saint Cloud, FL (34773)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 34773 Saint Cloud
ZIP 34773 in Saint Cloud, FL carries a significant set of headwinds. Home values near $384K and rents of $2,289/mo sit inside a market where underwriting has to be tight.
Rent of $2,289/mo on a $384K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 34773 sits below the stated 0.0% once reality is priced in.
Within FL, ZIP 34773 trails on several market indicators that neighboring Osceola County submarkets outperform. The gap is real and significant enough to shape underwriting.
The 34773 ZIP's population of 5,495 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
The right play in 34773 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Saint Cloud:
Property Strategy for 34773
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $287,199 | $2,760 | 6.9% | +6.4% | $143,599 |
| 3BR | $352,214 | $3,460 | 7.1% | +7.5% | $117,405 |
| 4BR | $402,859 | $4,090 | 7.3% | +6.8% | $100,715 |
| 5BR | $464,353 | — | — | +6.8% | $92,871 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34773 Compare?
| Metric | 34773 | Saint Cloud | Orlando-Kissimmee-Sanford, FL | Florida |
|---|---|---|---|---|
| Home Value | $383,619 | $384,454 | N/A | $374,697 |
| 5-Year CAGR | 1.7% | 3.6% | N/A | 7.4% |
| Avg Rent | $2,289 | $2,230 | N/A | - |
| Cap Rate | 4.7% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34773 (Saint Cloud, FL). Anonymous, moderated, never written by AI.
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Property managers serving Osceola County
Manage rentals here? List your business →Towers Property Management provides community association management services to homeowners associations and condominium associations in Central Florida, including Orlando, Altamonte Springs, Oviedo, summary from their website
Paragon Property Services, LLC offers full-service home inspection services in Central Florida, including Lake, Sumter, Seminole, Orange, Osceola, Polk, Pasco, Hernando, Hillsborough, Volusia, and Cit summary from their website
Park Avenue Property Management provides property management services in Orlando and Central Florida. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $383,619 |
| Monthly Rent | $2,289 |
| Price-to-Rent | 14.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | -1.2% ▼ |
| 3-Year CAGR | -2.9% ▼ |
| 5-Year CAGR | +1.7% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | -4.1% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34773
Population: 5,495
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34773
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Does Saint Cloud, FL make sense for an investment property?
Saint Cloud, FL shows an investability rating of 3.0/5, with median home values near $384K and average rents around $2,289/mo. That combination puts it in the notable tier for investor interest.
Is Saint Cloud, FL better for rentals, flips, or BRRRR?
The best-fit strategy in Saint Cloud, FL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What do rentals go for in Saint Cloud, FL?
Rents in Saint Cloud, FL run near $2,289/mo. Compared with median home prices of $384K that produces solid gross yields for typical rentals.
Is Saint Cloud, FL good for house hacking?
Saint Cloud, FL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,289/mo rent level.
Are there empty rentals in Saint Cloud, FL?
Saint Cloud, FL carries elevated vacancy risk. Expect even-keeled absorption at market rents of $2,289/mo.
You know 34773 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 34773 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 34773 ranks in Orlando-Kissimmee-Sanford, FL
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