Real Estate Investing in Osteen, Florida (32764)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32764 (Osteen, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Osteen, FL (32764)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32764 Osteen
Turning to rents, ZIP 32764 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $404K median. It rewards specialists, not generalists.
The 32764 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
From an investor standpoint, 32764 offers a low basis, the region around Osteen has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 32764 includes headwinds that any investor should price in. Income distribution skews lower than Osteen averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 32764 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Osteen:
Property Strategy for 32764
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $286,151 | $1,810 | 4.6% | +8.2% | $143,076 |
| 3BR | $419,907 | $2,390 | 4.1% | +8.2% | $139,969 |
| 4BR | $429,459 | $2,620 | 4.4% | +8.6% | $107,365 |
Market Trends
Home Value History (with trend line)
📊 How Does 32764 Compare?
| Metric | 32764 | Osteen | Florida |
|---|---|---|---|
| Home Value | $404,040 | $404,040 | $374,697 |
| 5-Year CAGR | 4.7% | 4.7% | 7.4% |
| Avg Rent | $1,629 | $1,629 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32764 (Osteen, FL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 32764 (Osteen, FL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $404,040 |
| Monthly Rent | $1,629 |
| Price-to-Rent | 20.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32764
Population: 2,744
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32764
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the investability score for Osteen, FL?
Yes - Osteen, FL a 3.0/5 investability score. With $404K home prices against $1,629/mo monthly rent, the market delivers a reasonable entry point for new investors.
How expensive is real estate in Osteen, FL?
Median home price in Osteen, FL is near $404K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
What are rental rates like in Osteen, FL?
Rental rates in Osteen, FL average $1,629/mo. Tenant demand and $404K home values make the yield look reasonable by investor standards.
What real estate strategy is ideal for Osteen, FL?
For Osteen, FL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Is Osteen, FL landlord-friendly?
FL ranks as a landlord-friendly state for landlord-tenant law. Osteen generally follows the statewide framework, so landlords face reasonable operating rules.
You know 32764 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 32764 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 32764 (Osteen)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 32764 (Osteen, FL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.
