Real Estate Investing in Naylor, Georgia (31641)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 31641 (Naylor, GA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.5% of homes vacant — above national norms.
- Elevated poverty: 28.1% poverty rate — can affect rent collection.
- Lower household income: $37,875 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Naylor, GA (31641)?
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Market Analysis: 31641 Naylor
ZIP 31641 in Naylor, GA carries a impressive set of headwinds. Home values near $258K and rents of $1,062/mo sit inside a market where underwriting has to be tight.
On balance, the numbers look inviting — $258K purchase price, 0.0% nominal cap — the work to hit that pro forma in 31641 is substantial and deserves full respect.
Statewide comparisons place 31641 among GA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 31641 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. robust returns are possible in 31641, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Naylor:
Property Strategy for 31641
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $246,323 | $1,570 | 4.6% | +8.4% | $82,108 |
| 4BR | $337,041 | $1,900 | 4.1% | — | $84,260 |
Market Trends
Home Value History (with trend line)
📊 How Does 31641 Compare?
| Metric | 31641 | Naylor | Valdosta, GA | Georgia |
|---|---|---|---|---|
| Home Value | $258,170 | $258,170 | N/A | $329,538 |
| 5-Year CAGR | 7.0% | 7.0% | N/A | 7.8% |
| Avg Rent | $1,062 | $1,062 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 31641 (Naylor, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $258,170 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +8.2% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 31641
Population: 1,765
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,004 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much do tenants pay in Naylor, GA?
Rent in Naylor, GA is around $1,062/mo. The resulting rent-to-value relationship with $258K pricing is reasonable for most investor models.
How landlord-friendly is Naylor, GA?
Landlord-friendliness in Naylor, GA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Do landlords face vacancy issues in Naylor, GA?
Rental vacancy in Naylor, GA is elevated. Investors should budget normal turnover but not chronic empty units.
What kind of tenants rent in Naylor, GA?
Naylor, GA offers a predictable renter base at the $1,062/mo rent level. Tenant turnover is reasonable for well-managed properties.
Which investment style suits Naylor, GA?
Investors usually favor careful cash-flow rentals with hands-on management in Naylor, GA. With home values at $258K and rents near $1,062/mo, other strategies can work but produce stable rather than outsized returns.
You know 31641 now. You don’t know where it ranks.
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How 31641 ranks in Valdosta, GA
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