Real Estate Investing in Surrency, Georgia (31563)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Appling County • Population: 1,376 • Data updated: September 2026

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Should you buy in 31563 (Surrency, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Surrency, GA (31563)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $152,333
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $52,083
% Renters 15.0%

Market Analysis: 31563 Surrency

This part of Appling County is not an easy win. The 31563 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,062/mo on a $152K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 31563 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 31563 among GA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 31563 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 31563 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Surrency:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$154K$149K$144K$138K$133K$128KFeb 2022May 2024Jul 2026

📊 How Does 31563 Compare?

Metric 31563 Surrency Georgia
Home Value $152,333 $152,333 $329,538
5-Year CAGR N/A N/A 7.8%
Avg Rent $1,062 $1,062 -
Cap Rate 5.4% 5.4% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31563 (Surrency, GA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.4%
Fair

📊 Market Snapshot

Home Value $152,333
Monthly Rent $1,062
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.4%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31563

Population: 1,376

💰 Median Household Income
$52,083
This area
$52,083
State
$64,001
USA
$74,580
🏠 Renter Occupied
15.0%
This area
15.0%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-18.6%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
-3.0%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
11.4%
This area
11.4%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 77.4%
Black/African American 16.7%
Other/Mixed 5.8%
Hispanic/Latino 3.7%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
27.7%
This area
27.7%
USA
17.3%
📊 Poverty Rate
17.2%
This area
17.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31563

A Avg School Grade
1 Schools
11.0:1 Avg Class Size
$14,886 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Fourth District Elementary School

📚 Pre-K – 05 Elementary
👥
129 Students
👨‍🏫
11.0:1 Class Size
💰
$14,886 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Surrency, GA?

Typical homes in Surrency, GA go for around $152K. The 5-year CAGR of 0.0% predictable price movement.

What kind of market is Surrency, GA for investors?

Our data puts Surrency, GA at 2.0/5 for investability. Home prices of $152K and rents around $1,062/mo create a solid backdrop for investor activity.

How high is vacancy risk in Surrency, GA?

Vacancy risk in Surrency, GA is elevated. That supports measured cash flow for typical rental holds.

What real estate strategy is ideal for Surrency, GA?

For Surrency, GA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are renters plentiful in Surrency, GA?

Working renters make up the core of the Surrency, GA tenant base. The pool is reasonable for investors targeting long-term holds.

You know 31563 now. You don’t know where it ranks.

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