Real Estate Investing in Stephens, Georgia (30667)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oglethorpe • Population: 863 • Data updated: September 2026

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Should you buy in 30667 (Stephens, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 20.9% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stephens, GA (30667)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $281,303
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $47,941
% Renters 8.9%

Market Analysis: 30667 Stephens

ZIP 30667 inside Oglethorpe looks affordable on the surface — median value of $281K — but the discount exists for reasons that a careful buyer should understand before committing.

Put differently, the numbers look inviting — $281K purchase price, 0.0% nominal cap — the work to hit that pro forma in 30667 is substantial and deserves full respect.

Turning to rents, 30667 offers a low basis, the region around Stephens has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 30667 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stephens:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$295K$275K$256K$236K$216K$197KFeb 2021Nov 2023Jul 2026

📊 How Does 30667 Compare?

Metric 30667 Stephens Georgia
Home Value $281,303 $281,303 $329,538
5-Year CAGR 5.9% 5.9% 7.8%
Avg Rent $999 $999 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 30667? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 30667 (Stephens, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.9%
Moderate

📊 Market Snapshot

Home Value $281,303
Monthly Rent $999
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 30667

Population: 863

💰 Median Household Income
$47,941
This area
$47,941
State
$64,001
USA
$74,580
🏠 Renter Occupied
8.9%
This area
8.9%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-18.6%
USA
3.7%
🎓 College Educated
35.7%
This area
35.7%
State
-3.0%
USA
33.7%
👤 Median Age
56.3 years
This area
56.3 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
20.9%
This area
20.9%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 90.0%
Black/African American 5.9%
Other/Mixed 4.1%
Hispanic/Latino 0.9%
👶 Under 18
17.3%
This area
17.3%
USA
22.0%
👴 65 and Over
32.1%
This area
32.1%
USA
17.3%
📊 Poverty Rate
1.0%
This area
1.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical vacancy rate in Stephens, GA?

Occupancy in Stephens, GA runs reliable with elevated vacancy. Well-priced units at $999/mo lease on reasonable timelines.

What do rentals go for in Stephens, GA?

Average rent in Stephens, GA is approximately $999/mo per month. Against $281K home values that yields a reasonable rent-to-price ratio.

What type of investing works in Stephens, GA?

Investors usually favor careful cash-flow rentals with hands-on management in Stephens, GA. With home values at $281K and rents near $999/mo, other strategies can work but produce reliable rather than outsized returns.

How strict are landlord regulations in Stephens, GA?

Stephens, GA operates under GA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

Is real estate in Stephens, GA a good investment right now?

Stephens, GA scores 3.0/5 for investability. Home values sit at $281K and rents near $999/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

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