Real Estate Investing in Ruffin, South Carolina (29475)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 29475 (Ruffin, SC)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ruffin, SC (29475)?
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Market Analysis: 29475 Ruffin
This part of Colleton County is not an easy win. The 29475 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
On the rental side, the numbers look inviting — $204K purchase price, 0.0% nominal cap — the work to hit that pro forma in 29475 is substantial and deserves full respect.
In the broader SC picture, 29475 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Stepping back, 2,676 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 29475 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Ruffin:
Property Strategy for 29475
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $193,531 | $1,140 | 4.2% | — | $64,510 |
| 4BR | $291,359 | $1,510 | 3.7% | — | $72,840 |
Market Trends
Home Value History (with trend line)
📊 How Does 29475 Compare?
| Metric | 29475 | Ruffin | South Carolina |
|---|---|---|---|
| Home Value | $204,353 | $204,353 | $299,690 |
| 5-Year CAGR | 4.4% | 4.4% | 7.3% |
| Avg Rent | $846 | $846 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 29475 (Ruffin, SC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $204,353 |
| Monthly Rent | $846 |
| Price-to-Rent | 20.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +4.3% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 29475
Population: 2,676
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 29475
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How do experienced investors play Ruffin, SC?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Ruffin, SC. The numbers - $204K homes against $846/mo rents - support that play.
Is SC a landlord-friendly state?
Landlord-friendliness in Ruffin, SC is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What kind of vacancy should I budget for in Ruffin, SC?
Ruffin, SC vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are tenants stable in Ruffin, SC?
Working renters make up the core of the Ruffin, SC tenant base. The pool is reasonable for investors targeting long-term holds.
How much is rent in Ruffin, SC?
Ruffin, SC rentals go for roughly $846/mo a month. That puts gross yield in solid territory relative to $204K acquisition costs.
You know 29475 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 29475 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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