Real Estate Investing in Fayetteville, North Carolina (28314)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cumberland County • Population: 56,200 • Data updated: September 2026

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Should you buy in 28314 (Fayetteville, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

What’s happening in Fayetteville, NC (28314)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $227,682
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $57,151
% Renters 55.0%

Market Analysis: 28314 Fayetteville

ZIP 28314 in Fayetteville, NC carries a healthy set of headwinds. Home values near $228K and rents of $1,359/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 28314 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 28314's metrics run below Cumberland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A robust renter share of 55% in 28314 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 28314 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fayetteville:

B+ Great
Buy Confidence Score: 79/100
Affordability
15/25
Appreciation
25/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
Fayetteville, NC Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fayetteville, NC metro data
🏠

Property Strategy for 28314

Which property type performs best in this market?

Best for Cash Flow
2BR
6.9% cap rate
Best for Appreciation
2BR
+14.6% 5yr CAGR
Best Overall Value
3BR
$70,763/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $142,988 $1,380 6.9% +14.6% $71,494
3BR $212,290 $1,840 6.2% +10.4% $70,763
4BR $289,982 $2,280 5.7% +8.2% $72,495
5BR $372,169 +6.7% $74,434

Market Trends

Home Value History (with trend line)

$240K$213K$186K$158K$131K$103KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,527$1,366$1,205$1,043$882$720Jul 2016Jul 2021Jul 2026

📊 How Does 28314 Compare?

Metric 28314 Fayetteville Fayetteville, NC North Carolina
Home Value $227,682 $196,250 N/A $330,565
5-Year CAGR 7.5% 6.9% N/A 7.8%
Avg Rent $1,359 $1,327 N/A -
Cap Rate 4.7% 4.6% - -
💡 Why Invest in 28314? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

55% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28314 (Fayetteville, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+7.5%
Strong

📉 Market Crash Risk Index

Based on Fayetteville, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $227,682
Monthly Rent $1,359
Price-to-Rent 14.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year -7.1% ▼
3-Year CAGR -0.3% ▼
5-Year CAGR +3.3% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 28314

Population: 56,200

💰 Median Household Income
$57,151
This area
$57,151
State
$63,256
USA
$74,580
🏠 Renter Occupied
55.0%
This area
55.0%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-19.3%
USA
3.7%
🎓 College Educated
29.1%
This area
29.1%
State
0.5%
USA
33.7%
👤 Median Age
30.5 years
This area
30.5 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 51.6%
White 29.8%
Other/Mixed 15.4%
Hispanic/Latino 9.5%
Asian 3.3%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
14.1%
This area
14.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 28314

B+ Avg School Grade
7 Schools
14.4:1 Avg Class Size
$12,982 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Anne Chesnutt Middle

📚 06 – 08 Middle
👥
467 Students
👨‍🏫
14.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Cliffdale Elementary

📚 Pre-K – 05 Elementary
👥
649 Students
👨‍🏫
14.1:1 Class Size
💰
$12,982 Per Student
B+ Above Average

E E Miller Elementary

📚 Pre-K – 05 Elementary
👥
624 Students
👨‍🏫
13.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Lake Rim Elementary

📚 Pre-K – 05 Elementary
👥
647 Students
👨‍🏫
14.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Lewis Chapel Middle

📚 06 – 08 Middle
👥
580 Students
👨‍🏫
14.2:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Montclair Elementary

📚 Pre-K – 05 Elementary
👥
448 Students
👨‍🏫
12.8:1 Class Size
💰
$12,982 Per Student
B Good

Bill Hefner Elementary

📚 Pre-K – 05 Elementary
👥
715 Students
👨‍🏫
16.3:1 Class Size
💰
$12,982 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Sherwood Park Elementary

📚 Pre-K – 05 Elementary
📍 2115 Hope Mills Road, Fayetteville
👥
327 Students
👨‍🏫
11.3:1 Class Size
💰
$12,982 Per Student
A Very Good

William H Owen Elementary

📚 Pre-K – 05 Elementary
📍 4533 Raeford Road, Fayetteville
👥
408 Students
👨‍🏫
11.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

J W Coon Elementary

📚 Pre-K – 05 Elementary
📍 905 Hope Mills Road, Fayetteville
👥
207 Students
👨‍🏫
10.4:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Brentwood Elementary

📚 Pre-K – 05 Elementary
📍 1115 Bingham Drive, Fayetteville
👥
502 Students
👨‍🏫
12.8:1 Class Size
💰
$12,982 Per Student
B+ Above Average

Loyd E Auman Elementary

📚 Pre-K – 05 Elementary
📍 6882 Raeford Road, Fayetteville
👥
488 Students
👨‍🏫
13.2:1 Class Size
💰
$12,982 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,650 Off-Campus Students
C
Manna University
230 students · 3.1 mi
C
Paul Mitchell the School-Fayetteville
179 students · 3.5 mi
D
Carolina College of Biblical Studies
173 students · 4.4 mi
D
One Stop Academy
19 students · 5.0 mi
C
Fayetteville Technical Community College
10,877 students · 5.2 mi
C+
Fayetteville State University
6,847 students · 7.2 mi
C
Miller-Motte College-Fayetteville
169 students · 8.5 mi
C
Methodist University
1,768 students · 9.7 mi

Investor Insight: With 3,650 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Fayetteville, NC for real estate investors?

Yes - Fayetteville, NC a 3.0/5 investability score. With $228K home prices against $1,359/mo monthly rent, the market delivers a reasonable entry point for new investors.

Can owner-occupants cash flow in Fayetteville, NC?

For house hackers, Fayetteville, NC is a challenging. The $1,359/mo rent on a unit helps defray the mortgage on a $228K property.

How do experienced investors play Fayetteville, NC?

Most investors in Fayetteville, NC run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Where do home prices stand in Fayetteville, NC?

In Fayetteville, NC the median home value sits at $228K. Against the broader NC market, that reads as reasonable for most investors.

Is vacancy a concern in Fayetteville, NC?

Vacancy in Fayetteville, NC is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,359/mo.

You know 28314 now. You don’t know where it ranks.

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How 28314 ranks in Fayetteville, NC

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Cash Flow → Appreciation → Affordable →
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