Real Estate Investing in Fairfield, North Carolina (27826)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 27826 (Fairfield, NC)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 43.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fairfield, NC (27826)?
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Market Analysis: 27826 Fairfield
Investors eyeing 27826 need to respect the fundamentals at play. Home values of $186K come alongside slower price movement and elevated management overhead.
For an experienced owner, 27826 can be a an appealing option for hunting ground — but the discount at $186K reflects genuine risk that outside investors often underestimate.
Within NC, ZIP 27826 trails on several market indicators that neighboring Hyde County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Demographically, 27826 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Fairfield's stable or hybrid ZIPs before stepping into 27826. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Fairfield:
Market Trends
Home Value History (with trend line)
📊 How Does 27826 Compare?
| Metric | 27826 | Fairfield | North Carolina |
|---|---|---|---|
| Home Value | $186,357 | $186,357 | $330,565 |
| 5-Year CAGR | 3.0% | 3.0% | 7.8% |
| Avg Rent | $927 | $927 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 27826 (Fairfield, NC). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $186,357 |
| Monthly Rent | $927 |
| Price-to-Rent | 16.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +2.6% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 27826
Population: 1,039
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What kind of market is Fairfield, NC for investors?
Investors tracking Fairfield, NC will find a 3.0/5 rating supported by $186K median home values and $927/mo rents. That profile suits long-term holders targeting even-keeled returns.
How much is rent in Fairfield, NC?
Fairfield, NC rentals go for roughly $927/mo a month. That puts gross yield in solid territory relative to $186K acquisition costs.
Do rentals sit vacant long in Fairfield, NC?
Rental vacancy in Fairfield, NC is elevated. Investors should budget normal turnover but not chronic empty units.
How much should I expect to pay for a home in Fairfield, NC?
Expect median prices around $186K in Fairfield, NC. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
What is the tenant pool like in Fairfield, NC?
The tenant pool in Fairfield, NC is solid, supported by local employment and population fundamentals. Rents of $927/mo are well-absorbed by the market.
You know 27826 now. You don’t know where it ranks.
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