Real Estate Investing in Summersville, West Virginia (26610)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nicholas County • Population: 811 • Data updated: September 2026

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Should you buy in 26610 (Summersville, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 34.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Summersville, WV (26610)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $137,226
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $44,706
% Renters 30.4%

Market Analysis: 26610 Summersville

Stepping back, ZIP 26610 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $137K median. It rewards specialists, not generalists.

Looking more closely, the numbers look inviting — $137K purchase price, 0.0% nominal cap — the work to hit that pro forma in 26610 is substantial and deserves full respect.

Regionally, 26610 sits on the difficult end of the WV spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

In practical terms, 811 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 26610 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Summersville:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+11.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$151K$135K$119K$103K$87K$71KFeb 2019Nov 2022Jul 2026

📊 How Does 26610 Compare?

Metric 26610 Summersville West Virginia
Home Value $137,226 $182,185 $169,372
5-Year CAGR 6.7% 7.1% 6.1%
Avg Rent $783 $825 -
Cap Rate 4.5% 3.6% -
💡 Why Invest in 26610? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26610 (Summersville, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $137,226
Monthly Rent $783
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 11.2%

📈 Home Appreciation

1-Year +11.3% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
34.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 26610

Population: 811

💰 Median Household Income
$44,706
This area
$44,706
State
$53,950
USA
$74,580
🏠 Renter Occupied
30.4%
This area
30.4%
State
19.0%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-19.8%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
-9.6%
USA
33.7%
👤 Median Age
61.2 years
This area
61.2 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
34.6%
This area
34.6%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 96.4%
Other/Mixed 2.3%
Black/African American 1.4%
👶 Under 18
16.5%
This area
16.5%
USA
22.0%
👴 65 and Over
41.3%
This area
41.3%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 26610

B Avg School Grade
1 Schools
9.8:1 Avg Class Size
$13,362 Avg Per Pupil

Schools in This ZIP Code

B Good

Birch River Elementary School

📚 Pre-K – 05 Elementary
👥
78 Students
👨‍🏫
9.8:1 Class Size
💰
$13,362 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do landlords face vacancy issues in Summersville, WV?

Vacancy in Summersville, WV is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.

How do experienced investors play Summersville, WV?

Most investors in Summersville, WV run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Are tenants stable in Summersville, WV?

The renter base in Summersville, WV is reasonable for the $783/mo price point. Screening well and pricing to market typically yields measured tenants.

What is the median home value in Summersville, WV?

The median home value in Summersville, WV is roughly $137K. That puts it reasonable relative to the WV statewide average.

Does Summersville, WV make sense for an investment property?

Our data puts Summersville, WV at 3.0/5 for investability. Home prices of $137K and rents around $783/mo create a solid backdrop for investor activity.

You know 26610 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 26610 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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