Real Estate Investing in Grafton, West Virginia (26440)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Taylor County • Population: 1,364 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 26440 (Grafton, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Grafton, WV (26440)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $184,349
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $57,500
% Renters 10.5%

Market Analysis: 26440 Grafton

The 26440 ZIP covers a section of Grafton that demands careful diligence. Prices near $184K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 26440 can be a a strong candidate for hunting ground — but the discount at $184K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 26440 among WV's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 26440 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. resilient returns are possible in 26440, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Grafton:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Clarksburg, WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Clarksburg, WV metro data
🏠

Property Strategy for 26440

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
3BR
$68,324/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $146,307 $1,010 5.0% +7.9% $73,153
3BR $204,973 $1,280 4.5% +7.0% $68,324

Market Trends

Home Value History (with trend line)

$193K$169K$145K$121K$97K$73KJul 2008Jul 2017Jul 2026

📊 How Does 26440 Compare?

Metric 26440 Grafton Clarksburg, WV West Virginia
Home Value $184,349 $173,402 N/A $169,372
5-Year CAGR 5.5% 5.3% N/A 6.1%
Avg Rent $909 $887 N/A -
Cap Rate 3.9% 4.0% - -
💡 Why Invest in 26440? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26440 (Grafton, WV). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 26440 (Grafton, WV)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Clarksburg, WV metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $184,349
Monthly Rent $909
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 26440

Population: 1,364

💰 Median Household Income
$57,500
This area
$57,500
State
$53,950
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
19.0%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-19.8%
USA
3.7%
🎓 College Educated
7.7%
This area
7.7%
State
-9.6%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
13.4%
This area
13.4%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 92.9%
Other/Mixed 7.1%
Hispanic/Latino 4.2%
👶 Under 18
32.7%
This area
32.7%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
6.2%
This area
6.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What monthly rent should investors expect in Grafton, WV?

Rental rates in Grafton, WV average $909/mo. Tenant demand and $184K home values make the yield look reasonable by investor standards.

How quickly do rentals get leased in Grafton, WV?

Vacancy risk in Grafton, WV is elevated. That supports predictable cash flow for typical rental holds.

What is the investability score for Grafton, WV?

Yes - Grafton, WV a 3.0/5 investability score. With $184K home prices against $909/mo monthly rent, the market delivers a reasonable entry point for new investors.

What does house hacking look like in Grafton, WV?

The a challenging house-hack environment in Grafton, WV reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What approach is best for Grafton, WV real estate?

The best-fit strategy in Grafton, WV is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 26440 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 26440 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 26440 ranks in Clarksburg, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 26440 (Grafton)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 26440 (Grafton, WV).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.