Real Estate Investing in Chattaroy, West Virginia (25661)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mingo County • Population: 4,485 • Data updated: September 2026

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Should you buy in 25661 (Chattaroy, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 17.0% of homes vacant — above national norms.
  • Declining values: -2.9% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 10.8% in the last year.
  • Lower household income: $33,634 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chattaroy, WV (25661)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $68,402
Avg Monthly Rent $882
1% Rule ✓ Meets
Median Income $33,634
% Renters 43.0%

Market Analysis: 25661 Chattaroy

ZIP 25661 inside Chattaroy, WV leans into a value-add thesis. Home values near $68K sit below the state median, and rents of $882/mo leave room for forced-equity plays.

BRRRR works in 25661 because the math supports it. Buy at $68K, rehab, and the refinance step typically recovers capital in a way that flat-yield markets cannot match.

Across Chattaroy, pockets like 25661 represent the last affordable rungs of a rising ladder. The state-level data shows those rungs thinning.

A renter-heavy, wage-earner demographic anchors 25661. Value-add players rely on that mix — the 43% share is both the tenant source and the buyer pool for future owner-occupied exits.

Value-add plays pencil in 25661 when three things line up: a sub-median purchase, a realistic rehab budget, and a post-rehab rent comp that stands up. All three are present in this ZIP.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chattaroy:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Declining (-10.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 25661

Which property type performs best in this market?

Best for Cash Flow
2BR
12.5% cap rate
Best for Appreciation
2BR
+4.4% 5yr CAGR
Best Overall Value
3BR
$27,825/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $56,345 $980 12.5% +4.4% $28,173
3BR $83,474 $1,180 10.2% +2.2% $27,825
4BR $122,573 $1,430 8.4% +3.4% $30,643

Market Trends

Home Value History (with trend line)

$85K$79K$73K$66K$60K$53KFeb 2016May 2021Jul 2026

📊 How Does 25661 Compare?

Metric 25661 Chattaroy West Virginia
Home Value $68,402 $34,201 $169,372
5-Year CAGR N/A N/A 6.1%
Avg Rent $882 $882 -
Cap Rate 10.1% 10.1% -
💡 Why Invest in 25661? Click to expand

This ZIP code meets the 1% rule with rent at $882/mo on homes averaging $68,402 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25661 (Chattaroy, WV). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.1%
Excellent
5yr Growth
-2.9%
Declining

📊 Market Snapshot

Home Value $68,402
Monthly Rent $882
Price-to-Rent 6.5:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.5%
Cap Rate 10.1%
5-Year IRR 7.2%

📈 Home Appreciation

1-Year -10.8% ▼
3-Year CAGR -4.2% ▼
5-Year CAGR -2.9% ▼
10-Year CAGR +1.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.1%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.1%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-2.9%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 25661

Population: 4,485

💰 Median Household Income
$33,634
This area
$33,634
State
$53,950
USA
$74,580
🏠 Renter Occupied
43.0%
This area
43.0%
State
19.0%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-19.8%
USA
3.7%
🎓 College Educated
14.7%
This area
14.7%
State
-9.6%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
17.0%
This area
17.0%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 87.6%
Black/African American 8.9%
Other/Mixed 3.4%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
23.5%
This area
23.5%
USA
17.3%
📊 Poverty Rate
17.1%
This area
17.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 25661

B+ Avg School Grade
3 Schools
13.4:1 Avg Class Size
$13,594 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Lenore Pk8 School

📚 Pre-K – 08 School
👥
390 Students
👨‍🏫
13.9:1 Class Size
💰
$13,594 Per Student
B+ Above Average

Tug Valley High School

📚 09 – 12 High School
👥
335 Students
👨‍🏫
12.4:1 Class Size
💰
$13,594 Per Student
B+ Above Average

Williamson Pk8

📚 Pre-K – 08 School
👥
502 Students
👨‍🏫
13.9:1 Class Size
💰
$13,594 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 8 Off-Campus Students
B
Mingo Extended Learning Center
13 students · 4.8 mi
C
Appalachian Beauty School
43 students · 6.0 mi

Frequently Asked Questions

What is the best play in Chattaroy, WV?

Investors who focus on value-add and BRRRR deals typically do well in Chattaroy, WV. The numbers - $68K homes against $882/mo rents - support that play.

Is Chattaroy, WV a good market for FHA house hackers?

The house hack math an attractive in Chattaroy, WV. Owner-occupant buyers benefit from the $882/mo rents and $68K home values.

How expensive is real estate in Chattaroy, WV?

In Chattaroy, WV the median home value sits at $68K. Against the broader WV market, that reads as reasonable for most investors.

Can you recycle capital via BRRRR in Chattaroy, WV?

BRRRR viability in Chattaroy, WV is a strong. Disciplined acquisition and rehab can hit the 75% LTV refinance target at market comps.

Where do rents currently stand in Chattaroy, WV?

Rent in Chattaroy, WV is around $882/mo. The resulting rent-to-value relationship with $68K pricing is reasonable for most investor models.

You know 25661 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 25661 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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