Real Estate Investing in Montgomery, West Virginia (25083)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kanawha County • Population: 381 • Data updated: September 2026

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Should you buy in 25083 (Montgomery, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Lower household income: $29,650 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montgomery, WV (25083)?

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5.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $66,159
Avg Monthly Rent $909
1% Rule ✓ Meets
Median Income $29,650
% Renters 8.7%

Market Analysis: 25083 Montgomery

ZIP 25083 inside Montgomery, WV leans into a value-add thesis. Home values near $66K sit below the state median, and rents of $909/mo leave room for forced-equity plays.

Flippers and value-add operators have treated 25083 as a working ZIP for a reason. Entry prices around $66K and a deep rental base of 9% renters underpin the exit strategy on both the sale and rent sides.

Relative to WV, 25083 reads as a working-capital ZIP — prices below average, renter share elevated at 9%, and room for operator-led upside.

The resident base in 25083 runs younger and more tenure-renter than county averages. 9% of 381 households lease, which is the demand source for post-rehab rent lifts.

BRRRR is the most natural fit. Buy under $66K, rehab, refinance, and the capital recycles in a way turnkey markets cannot replicate.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montgomery:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.2× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Charleston, WV Metro Area
Even conditions for buyers and sellers
41 days
Average time to sell
Average
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Charleston, WV metro data

Market Trends

Home Value History (with trend line)

$75K$68K$62K$55K$48K$41KFeb 2019Nov 2022Jul 2026

📊 How Does 25083 Compare?

Metric 25083 Montgomery Charleston, WV West Virginia
Home Value $66,159 $87,309 N/A $169,372
5-Year CAGR 3.5% 3.0% N/A 6.1%
Avg Rent $909 $864 N/A -
Cap Rate 10.7% 8.3% - -
💡 Why Invest in 25083? Click to expand

This ZIP code meets the 1% rule with rent at $909/mo on homes averaging $66,159 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25083 (Montgomery, WV). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
10.7%
Excellent
5yr Growth
+3.5%
Moderate

📉 Market Crash Risk Index

Based on Charleston, WV metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $66,159
Monthly Rent $909
Price-to-Rent 6.1:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 16.5%
Cap Rate 10.7%
5-Year IRR 14.2%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 10.7%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (10.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 25083

Population: 381

💰 Median Household Income
$29,650
This area
$29,650
State
$53,950
USA
$74,580
🏠 Renter Occupied
8.7%
This area
8.7%
State
19.0%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-19.8%
USA
3.7%
🎓 College Educated
5.5%
This area
5.5%
State
-9.6%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 93.7%
Hispanic/Latino 5.8%
Other/Mixed 5.8%
Black/African American 0.5%
👶 Under 18
30.6%
This area
30.6%
USA
22.0%
👴 65 and Over
19.0%
This area
19.0%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 9 Off-Campus Students
B
Fayette Institute of Technology
36 students · 12.9 mi

Frequently Asked Questions

Is Montgomery, WV a good place for real estate investing?

The 5.0/5 investability rating in Montgomery, WV reflects its $66K prices and $909/mo rents. Investors generally consider it a solid option within WV.

What approach is best for Montgomery, WV real estate?

For Montgomery, WV, value-add and BRRRR deals is the standard investor playbook. The market structure makes it a reasonable default approach.

What price range are homes in Montgomery, WV?

Homes in Montgomery, WV typically sell near $66K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Does buy-rehab-rent-refinance work in Montgomery, WV?

Montgomery, WV is a strong for BRRRR. Acquiring below market, rehabbing, and leasing at $909/mo produces solid refinance appraisals against $66K values.

Does house hacking work in Montgomery, WV?

For house hackers, Montgomery, WV is an attractive. The $909/mo rent on a unit helps defray the mortgage on a $66K property.

You know 25083 now. You don’t know where it ranks.

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How 25083 ranks in Charleston, WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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