Real Estate Investing in Disputanta, Virginia (23842)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince George County • Population: 7,510 • Data updated: September 2026

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Should you buy in 23842 (Disputanta, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Disputanta, VA (23842)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,963
Avg Monthly Rent $1,386
1% Rule ✗ Does Not Meet
Median Income $85,375
% Renters 12.3%

Market Analysis: 23842 Disputanta

This part of Prince George County is not an easy win. The 23842 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 23842 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 23842 sits on the difficult end of the VA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Put differently, 7,510 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 23842 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Disputanta:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,386/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Richmond, VA Metro Area
Even conditions for buyers and sellers
31 days
Average time to sell
Average
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Richmond, VA metro data
🏠

Property Strategy for 23842

Which property type performs best in this market?

Best for Cash Flow
2BR
4.4% cap rate
Best for Appreciation
2BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$109,594/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $252,270 $1,540 4.4% +8.3% $126,135
3BR $345,187 $1,950 4.1% +7.9% $115,062
4BR $438,376 $2,410 4.0% +7.3% $109,594

Market Trends

Home Value History (with trend line)

$400K$353K$306K$259K$212K$165KJul 2006Jul 2016Jul 2026

📊 How Does 23842 Compare?

Metric 23842 Disputanta Richmond, VA Virginia
Home Value $382,963 $382,963 N/A $403,170
5-Year CAGR 6.0% 6.0% N/A 6.4%
Avg Rent $1,386 $1,386 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 23842? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 23842 (Disputanta, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Richmond, VA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
31 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $382,963
Monthly Rent $1,386
Price-to-Rent 23.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 23842

Population: 7,510

💰 Median Household Income
$85,375
This area
$85,375
State
$80,295
USA
$74,580
🏠 Renter Occupied
12.3%
This area
12.3%
State
25.7%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-18.5%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
4.0%
USA
33.7%
👤 Median Age
43.6 years
This area
43.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 76.0%
Black/African American 17.0%
Other/Mixed 6.8%
Hispanic/Latino 3.3%
Asian 0.2%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
17.8%
This area
17.8%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 23842

C+ Avg School Grade
4 Schools
16.6:1 Avg Class Size
$13,162 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

David A. Harrison Elementary

📚 Pre-K – 05 Elementary
👥
581 Students
👨‍🏫
14.9:1 Class Size
💰
$13,162 Per Student
B+ Above Average

South Elementary

📚 Pre-K – 05 Elementary
👥
430 Students
👨‍🏫
14.8:1 Class Size
💰
$13,162 Per Student
C+ Average

J.E.J. Moore Middle

📚 06 – 08 Middle
👥
1,395 Students
👨‍🏫
20.1:1 Class Size
💰
$13,162 Per Student
C Below Average

Crater Juvenile Detention Home

📚 Grade N Elementary Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 228 Off-Campus Students
C
Richard Bland College
2,598 students · 10.0 mi
C
Jazz Barber and Hairstyling Academy
36 students · 11.4 mi
C
Another Level Barbering and Cosmetology School
77 students · 11.9 mi
C+
Virginia State University
5,190 students · 12.9 mi
C
Southside College of Health Sciences
91 students · 13.4 mi

Frequently Asked Questions

What is the average home sale price in Disputanta, VA?

Expect median prices around $383K in Disputanta, VA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

What is the best play in Disputanta, VA?

Disputanta, VA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($383K prices, $1,386/mo rents) make it a reasonable choice.

How do landlord-tenant laws work in Disputanta, VA?

VA law landlord-friendly for landlords, and Disputanta inherits those rules. Investors should still review local ordinances for rental licensing.

Is Disputanta, VA a smart market for rental property?

The 3.0/5 investability rating in Disputanta, VA reflects its $383K prices and $1,386/mo rents. Investors generally consider it a solid option within VA.

How much rent can I charge in Disputanta, VA?

Disputanta, VA rentals go for roughly $1,386/mo a month. That puts gross yield in solid territory relative to $383K acquisition costs.

You know 23842 now. You don’t know where it ranks.

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How 23842 ranks in Richmond, VA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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