Real Estate Investing in Brunswick, Maryland (21716)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Frederick County • Population: 6,757 • Data updated: September 2026

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Should you buy in 21716 (Brunswick, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 31.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brunswick, MD (21716)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $417,900
Avg Monthly Rent $1,125
1% Rule ✗ Does Not Meet
Median Income $100,043
% Renters 18.3%

Market Analysis: 21716 Brunswick

The 21716 ZIP in Brunswick, MD is a local-operator market. Outside capital chasing a $418K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 21716 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 21716 and stronger Brunswick ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 18% in 21716 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 21716 is an operator game, not a passive one. From a cash-flow lens, entry prices of $418K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brunswick:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Stable (+2.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,125/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 21716

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
3BR
$120,811/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $362,433 $1,580 3.1% +6.9% $120,811
4BR $517,890 $1,850 2.6% +6.6% $129,472

Market Trends

Home Value History (with trend line)

$442K$389K$335K$281K$227K$174KJul 2006Jul 2016Jul 2026

📊 How Does 21716 Compare?

Metric 21716 Brunswick Maryland
Home Value $417,900 $417,900 $424,997
5-Year CAGR 4.7% 4.7% 4.9%
Avg Rent $1,125 $1,125 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 21716? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21716 (Brunswick, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $417,900
Monthly Rent $1,125
Price-to-Rent 31.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year +2.9% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.1%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21716

Population: 6,757

💰 Median Household Income
$100,043
This area
$100,043
State
$107,932
USA
$74,580
🏠 Renter Occupied
18.3%
This area
18.3%
State
23.8%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-20.0%
USA
3.7%
🎓 College Educated
31.8%
This area
31.8%
State
10.6%
USA
33.7%
👤 Median Age
36.6 years
This area
36.6 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.1%
This area
4.1%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 72.4%
Other/Mixed 14.4%
Black/African American 11.2%
Hispanic/Latino 7.6%
Asian 1.9%
👶 Under 18
23.3%
This area
23.3%
USA
22.0%
👴 65 and Over
10.9%
This area
10.9%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21716

B+ Avg School Grade
3 Schools
17.1:1 Avg Class Size
$16,833 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Brunswick Elementary

📚 Pre-K – 05 Elementary
👥
773 Students
👨‍🏫
16.0:1 Class Size
💰
$16,833 Per Student
B+ Above Average

Brunswick Middle

📚 06 – 08 Middle
👥
654 Students
👨‍🏫
16.4:1 Class Size
💰
$16,833 Per Student
B Good

Brunswick High

📚 09 – 12 High School
👥
879 Students
👨‍🏫
18.9:1 Class Size
💰
$16,833 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Pleasant Valley Elementary

📚 Pre-K – 05 Elementary
📍 1707 Rohrersville Rd, Knoxville
👥
207 Students
👨‍🏫
14.7:1 Class Size
💰
$17,101 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 1,264 Off-Campus Students
C+
Shepherd University
3,318 students · 12.4 mi
C
Catholic Distance University
171 students · 12.6 mi
C+
American Public University System
50,187 students · 12.7 mi
C+
Patrick Henry College
408 students · 12.9 mi
C
Hood College
2,078 students · 13.1 mi
C+
The Temple-A Paul Mitchell Partner School
167 students · 13.3 mi
C
Frederick Community College
6,796 students · 14.5 mi

Investor Insight: With 1,264 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do experienced investors play Brunswick, MD?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Brunswick, MD. The numbers - $418K homes against $1,125/mo rents - support that play.

Is Brunswick, MD good for landlords?

For rental operators, Brunswick, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the typical renter like in Brunswick, MD?

Tenant quality in Brunswick, MD ranks as solid. Landlords generally report reliable occupancy at market rents of $1,125/mo.

Does house hacking make sense in Brunswick, MD?

House hacking in Brunswick, MD is reasonable to execute. Prices around $418K and rents of $1,125/mo solid owner-occupant economics.

What are vacancy rates like in Brunswick, MD?

Brunswick, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

You know 21716 now. You don’t know where it ranks.

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How 21716 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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