Real Estate Investing in Goldsboro, Maryland (21636)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Caroline County • Population: 913 • Data updated: September 2026

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Should you buy in 21636 (Goldsboro, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Goldsboro, MD (21636)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $341,275
Avg Monthly Rent $1,377
1% Rule ✗ Does Not Meet
Median Income $56,447
% Renters 16.7%

Market Analysis: 21636 Goldsboro

Investors eyeing 21636 need to respect the fundamentals at play. Home values of $341K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 21636 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 21636's metrics run below Caroline County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 21636 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 21636 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Goldsboro:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,377/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$358K$315K$272K$229K$186K$143KJul 2006Jul 2016Jul 2026

📊 How Does 21636 Compare?

Metric 21636 Goldsboro Maryland
Home Value $341,275 $341,275 $424,997
5-Year CAGR 3.7% 3.7% 4.9%
Avg Rent $1,377 $1,377 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 21636? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21636 (Goldsboro, MD). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $341,275
Monthly Rent $1,377
Price-to-Rent 20.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21636

Population: 913

💰 Median Household Income
$56,447
This area
$56,447
State
$107,932
USA
$74,580
🏠 Renter Occupied
16.7%
This area
16.7%
State
23.8%
USA
34.0%
💼 Unemployment Rate
6.1%
This area
6.1%
State
-20.0%
USA
3.7%
🎓 College Educated
11.8%
This area
11.8%
State
10.6%
USA
33.7%
👤 Median Age
53.0 years
This area
53.0 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 84.8%
Other/Mixed 13.5%
Hispanic/Latino 8.6%
Black/African American 1.7%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
31.1%
This area
31.1%
USA
17.3%
📊 Poverty Rate
8.5%
This area
8.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
B
Polytech Adult Education
631 students · 13.9 mi

Frequently Asked Questions

What is the best play in Goldsboro, MD?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Goldsboro, MD. The numbers - $341K homes against $1,377/mo rents - support that play.

What do rentals go for in Goldsboro, MD?

Rents in Goldsboro, MD run near $1,377/mo. Compared with median home prices of $341K that produces solid gross yields for typical rentals.

How deep is the rental pool in Goldsboro, MD?

Goldsboro, MD draws a reliable base of working renters. Demand at the $1,377/mo rent level is reasonable for standard single-family and small multi rentals.

Is housing expensive in Goldsboro, MD?

Typical homes in Goldsboro, MD go for around $341K. The 5-year CAGR of 0.0% reliable price movement.

What is the typical vacancy rate in Goldsboro, MD?

Rental vacancy in Goldsboro, MD is elevated. Investors should budget normal turnover but not chronic empty units.

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