Real Estate Investing in Baltimore, Maryland (21210)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Baltimore City • Population: 14,612 • Data updated: September 2026

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Should you buy in 21210 (Baltimore, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Baltimore, MD (21210)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $492,926
Avg Monthly Rent $1,896
1% Rule ✗ Does Not Meet
Median Income $114,409
% Renters 38.0%

Market Analysis: 21210 Baltimore

ZIP 21210 in Baltimore, MD carries a impressive set of headwinds. Home values near $493K and rents of $1,896/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 21210 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 21210's metrics run below Baltimore City's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

In practical terms, 14,612 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 21210 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Baltimore:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,896/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21210

Which property type performs best in this market?

Best for Cash Flow
1BR
6.6% cap rate
Best for Appreciation
1BR
+6.9% 5yr CAGR
Best Overall Value
2BR
$122,301/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $157,045 $1,450 6.6% +6.9% $157,045
2BR $244,603 $1,770 5.2% +4.7% $122,301
3BR $488,150 $2,280 3.4% +4.8% $162,717
4BR $705,516 $2,550 2.6% +5.2% $176,379
5BR $950,460 +6.3% $190,092

Market Trends

Home Value History (with trend line)

$513K$463K$413K$362K$312K$262KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,563$2,372$2,181$1,990$1,799$1,608Nov 2021Mar 2024Jul 2026

📊 How Does 21210 Compare?

Metric 21210 Baltimore Baltimore-Columbia-Towson, MD Maryland
Home Value $492,926 $181,225 N/A $424,997
5-Year CAGR 4.0% 1.8% N/A 4.9%
Avg Rent $1,896 $1,757 N/A -
Cap Rate 3.0% 7.5% - -
💡 Why Invest in 21210? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 38% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21210 (Baltimore, MD). Anonymous, moderated, never written by AI.

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Property managers serving Baltimore City County

Manage rentals here? List your business →

Real Property Management Reliable Solutions is a property management company serving Baltimore, MD. summary from their website

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RPR Property Management, LLC provides property management services for rental properties. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $492,926
Monthly Rent $1,896
Price-to-Rent 21.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +3.5% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +3.5% ▲

🏠 Rent Trends

1-Year -18.3% ▼
3-Year CAGR -6.5% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21210

Population: 14,612

💰 Median Household Income
$114,409
This area
$114,409
State
$107,932
USA
$74,580
🏠 Renter Occupied
38.0%
This area
38.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-20.0%
USA
3.7%
🎓 College Educated
82.2%
This area
82.2%
State
10.6%
USA
33.7%
👤 Median Age
31.4 years
This area
31.4 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 63.9%
Black/African American 15.7%
Other/Mixed 11.0%
Asian 9.4%
Hispanic/Latino 8.5%
👶 Under 18
16.1%
This area
16.1%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21210

B+ Avg School Grade
1 Schools
20.1:1 Avg Class Size
$23,862 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Roland Park Elementary/Middle

📚 Pre-K – 08 School
👥
1,345 Students
👨‍🏫
20.1:1 Class Size
💰
$23,862 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Margaret Brent Elementary/Middle

📚 Pre-K – 08 School
📍 100 E 26th Street, Baltimore
👥
237 Students
👨‍🏫
11.0:1 Class Size
💰
$23,862 Per Student
A+ Excellent

Abbottston Elementary

📚 Pre-K – 05 Elementary
📍 1300 Gorsuch Avenue, Baltimore
👥
338 Students
👨‍🏫
14.7:1 Class Size
💰
$23,862 Per Student
A+ Excellent

Barclay Elementary/Middle

📚 Pre-K – 08 School
📍 2900 Barclay Street, Baltimore
👥
398 Students
👨‍🏫
14.7:1 Class Size
💰
$23,862 Per Student
A+ Excellent

Fallstaff Elementary/Middle

📚 Pre-K – 08 School
📍 3801 Fallstaff Road, Baltimore
👥
539 Students
👨‍🏫
15.0:1 Class Size
💰
$23,862 Per Student
A+ Excellent

Park Heights Academy

📚 Pre-K – 05 Elementary
📍 2835 Virginia Avenue, Baltimore
👥
350 Students
👨‍🏫
13.0:1 Class Size
💰
$23,862 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 5,718 Off-Campus Students
C
Notre Dame of Maryland University
1,836 students · 1.0 mi
C+
Loyola University Maryland
5,107 students · 1.1 mi
A
Johns Hopkins University
30,362 students · 2.2 mi
C
Bais HaMedrash and Mesivta of Baltimore
91 students · 2.5 mi
B
Towson University
19,527 students · 2.7 mi
C+
Morgan State University
9,808 students · 2.8 mi
C
Holistic Massage Training Institute
28 students · 3.0 mi
C
Baltimore City Community College
3,939 students · 3.1 mi

Investor Insight: With 5,718 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is it easy to find good tenants in Baltimore, MD?

The renter base in Baltimore, MD is reasonable for the $1,896/mo price point. Screening well and pricing to market typically yields reliable tenants.

How does Baltimore, MD rate as a rental market?

Baltimore, MD scores 3.0/5 for investability. Home values sit at $493K and rents near $1,896/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What price range are homes in Baltimore, MD?

Median home price in Baltimore, MD is near $493K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

How high is vacancy risk in Baltimore, MD?

Vacancy risk in Baltimore, MD is elevated. That supports stable cash flow for typical rental holds.

Is MD a landlord-friendly state?

The landlord environment in Baltimore, MD is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 21210 now. You don’t know where it ranks.

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How 21210 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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