Real Estate Investing in Linthicum Heights, Maryland (21090)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Anne Arundel County • Population: 10,033 • Data updated: September 2026

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Should you buy in 21090 (Linthicum Heights, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Linthicum Heights, MD (21090)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $440,278
Avg Monthly Rent $1,842
1% Rule ✗ Does Not Meet
Median Income $118,048
% Renters 19.0%

Market Analysis: 21090 Linthicum Heights

Investors eyeing 21090 need to respect the fundamentals at play. Home values of $440K come alongside slower price movement and elevated management overhead.

The 21090 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 21090's metrics run below Anne Arundel County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 21090 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 21090 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Linthicum Heights:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,842/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 21090

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
3BR
+5.5% 5yr CAGR
Best Overall Value
4BR
$117,726/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $418,284 $2,760 4.8% +5.5% $139,428
4BR $470,905 $3,050 4.7% +5.1% $117,726

Market Trends

Home Value History (with trend line)

$459K$414K$369K$324K$279K$235KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,901$1,888$1,875$1,863$1,850$1,837May 2026Jun 2026Jul 2026

📊 How Does 21090 Compare?

Metric 21090 Linthicum Heights Baltimore-Columbia-Towson, MD Maryland
Home Value $440,278 $440,278 N/A $424,997
5-Year CAGR 3.5% 3.5% N/A 4.9%
Avg Rent $1,842 $1,842 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 21090? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 21090 (Linthicum Heights, MD). Anonymous, moderated, never written by AI.

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Property managers serving Anne Arundel County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Annapolis Property Services offers property management for homes, apartments, and house rentals, including marketing, tenant screening, rent guarantee, and maintenance. summary from their website

Single-familySmall multifamily
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J&L Property Management offers back-office support for association needs, including self-managed, on-site, and portfolio-managed communities. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $440,278
Monthly Rent $1,842
Price-to-Rent 19.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 21090

Population: 10,033

💰 Median Household Income
$118,048
This area
$118,048
State
$107,932
USA
$74,580
🏠 Renter Occupied
19.0%
This area
19.0%
State
23.8%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-20.0%
USA
3.7%
🎓 College Educated
41.0%
This area
41.0%
State
10.6%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.6%
This area
6.6%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
White 84.1%
Black/African American 6.3%
Other/Mixed 5.3%
Asian 4.3%
Hispanic/Latino 3.6%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 21090

A Avg School Grade
3 Schools
13.6:1 Avg Class Size
$19,959 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Linthicum Elementary

📚 Pre-K – 05 Elementary
👥
445 Students
👨‍🏫
13.7:1 Class Size
💰
$19,959 Per Student
A+ Excellent

Overlook Elementary

📚 Pre-K – 05 Elementary
👥
331 Students
👨‍🏫
12.1:1 Class Size
💰
$19,959 Per Student
B+ Above Average

Lindale Middle

📚 06 – 08 Middle
👥
1,174 Students
👨‍🏫
15.1:1 Class Size
💰
$19,959 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Halethorpe Elementary

📚 Pre-K – 05 Elementary
📍 4300 Maple Ave, Halethorpe
👥
281 Students
👨‍🏫
11.2:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Arbutus Elementary

📚 Pre-K – 05 Elementary
📍 1300 Sulphur Spring Rd, Baltimore
👥
379 Students
👨‍🏫
14.3:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Baltimore Highlands Elementary

📚 Pre-K – 05 Elementary
📍 4200 Annapolis Rd, Baltimore
👥
495 Students
👨‍🏫
13.9:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Lansdowne Elementary

📚 Pre-K – 05 Elementary
📍 2301 Alma Rd, Baltimore
👥
621 Students
👨‍🏫
13.9:1 Class Size
💰
$18,242 Per Student
A+ Excellent

Lansdowne Middle

📚 06 – 08 Middle
📍 2400 Lansdowne Rd, Baltimore
👥
739 Students
👨‍🏫
12.3:1 Class Size
💰
$18,242 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 551 Off-Campus Students
D
Cortiva Institute
251 students · 0.5 mi
D
Empire Beauty School-Glen Burnie
73 students · 2.8 mi
B
University of Maryland-Baltimore County
14,148 students · 4.0 mi
C+
University of Maryland, Baltimore
6,667 students · 5.9 mi
D
University System of Maryland-Research Centers
0 students · 6.3 mi
D
University System of Maryland
0 students · 6.3 mi
C
Baltimore Studio of Hair Design
39 students · 6.4 mi
D
Paul Mitchell the School-Jessup
125 students · 6.9 mi

Investor Insight: With 551 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What strategy should investors use in Linthicum Heights, MD?

Investors usually favor careful cash-flow rentals with hands-on management in Linthicum Heights, MD. With home values at $440K and rents near $1,842/mo, other strategies can work but produce even-keeled rather than outsized returns.

How quickly do rentals get leased in Linthicum Heights, MD?

Linthicum Heights, MD carries elevated vacancy risk. Expect stable absorption at market rents of $1,842/mo.

Is Linthicum Heights, MD a good place for real estate investing?

Linthicum Heights, MD posts an investability rating of 3.0/5, with median home values near $440K and average rents around $1,842/mo. That combination puts it in the substantial tier for investor interest.

Are eviction rules reasonable in Linthicum Heights, MD?

Linthicum Heights, MD falls under MD landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the typical renter like in Linthicum Heights, MD?

Tenant quality in Linthicum Heights, MD ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,842/mo.

You know 21090 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 21090 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 21090 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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