Real Estate Investing in Jarrettsville, Maryland (21084)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21084 (Jarrettsville, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jarrettsville, MD (21084)?
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Market Analysis: 21084 Jarrettsville
The 21084 ZIP covers a section of Jarrettsville that demands careful diligence. Prices near $561K look accessible, but the work to make a deal cash flow is real.
Stepping back, the numbers look inviting — $561K purchase price, 0.0% nominal cap — the work to hit that pro forma in 21084 is substantial and deserves full respect.
From a cash-flow lens, 21084 offers a low basis, the region around Jarrettsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Demographically, 21084 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 21084 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Jarrettsville:
Property Strategy for 21084
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $483,287 | $2,340 | 3.5% | +6.1% | $161,096 |
| 4BR | $616,118 | $2,590 | 3.0% | +6.0% | $154,030 |
Market Trends
Home Value History (with trend line)
📊 How Does 21084 Compare?
| Metric | 21084 | Jarrettsville | Baltimore-Columbia-Towson, MD | Maryland |
|---|---|---|---|---|
| Home Value | $561,084 | $561,084 | N/A | $424,997 |
| 5-Year CAGR | 3.9% | 3.9% | N/A | 4.9% |
| Avg Rent | $1,656 | $1,656 | N/A | - |
| Cap Rate | 2.3% | 2.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21084 (Jarrettsville, MD). Anonymous, moderated, never written by AI.
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Property managers serving Harford County
Manage rentals here? List your business →MRA Property Management, Inc. serves communities by providing property management services for associations. summary from their website
Chesapeake Property Management, Inc. offers full-service property management and real estate services in the Baltimore Metro Area and specific Maryland counties since 1997. summary from their website
Scott Property Management provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $561,084 |
| Monthly Rent | $1,656 |
| Price-to-Rent | 28.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 6.2% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +3.4% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21084
Population: 7,488
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21084
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,639 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical rental rate in Jarrettsville, MD?
Investors in Jarrettsville, MD typically see rents near $1,656/mo per month against $561K home values - a solid setup for rental cash flow.
What is the typical home price in Jarrettsville, MD?
Homes in Jarrettsville, MD typically sell near $561K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
How tight is the rental market in Jarrettsville, MD?
Jarrettsville, MD carries elevated vacancy risk. Expect steady absorption at market rents of $1,656/mo.
How do landlord-tenant laws work in Jarrettsville, MD?
MD law landlord-friendly for landlords, and Jarrettsville inherits those rules. Investors should still review local ordinances for rental licensing.
What approach is best for Jarrettsville, MD real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Jarrettsville, MD. The numbers - $561K homes against $1,656/mo rents - support that play.
You know 21084 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 21084 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 21084 ranks in Baltimore-Columbia-Towson, MD
Every ZIP in this metro, ranked. Free.
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Community Ratings
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