Real Estate Investing in Montgomery Village, Maryland (20886)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20886 (Montgomery Village, MD)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Montgomery Village, MD (20886)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20886 Montgomery Village
The 20886 ZIP in Montgomery Village, MD is a local-operator market. Outside capital chasing a $388K entry has to pair deep knowledge with the discount.
The 20886 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MD picture, 20886 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Resident income in 20886 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 20886 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Montgomery Village:
Property Strategy for 20886
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $181,802 | $1,870 | 7.4% | +5.4% | $181,802 |
| 2BR | $266,550 | $2,080 | 5.6% | +6.6% | $133,275 |
| 3BR | $390,720 | $2,630 | 4.8% | +5.6% | $130,240 |
| 4BR | $516,420 | $3,090 | 4.3% | +5.1% | $129,105 |
| 5BR | $676,947 | — | — | +5.5% | $135,389 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 20886 Compare?
| Metric | 20886 | Montgomery Village | Maryland |
|---|---|---|---|
| Home Value | $388,045 | $388,045 | $424,997 |
| 5-Year CAGR | 3.3% | 3.3% | 4.9% |
| Avg Rent | $2,425 | $2,425 | - |
| Cap Rate | 4.9% | 4.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20886 (Montgomery Village, MD). Anonymous, moderated, never written by AI.
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Property managers serving Montgomery County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $388,045 |
| Monthly Rent | $2,425 |
| Price-to-Rent | 13.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.5% |
| Cap Rate | 4.9% |
| 5-Year IRR | 8.1% |
📈 Home Appreciation
| 1-Year | +0.3% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | +1.1% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20886
Population: 34,419
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20886
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Captain James E. Daly Elementary
Dr. Sally K. Ride Elementary
Flower Hill Elementary
Gaithersburg Elementary
Rosemont Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,271 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How high is vacancy risk in Montgomery Village, MD?
Montgomery Village, MD carries elevated vacancy risk. Expect stable absorption at market rents of $2,425/mo.
Is the tenant base reliable in Montgomery Village, MD?
Tenant demand in Montgomery Village, MD is solid. The local workforce $2,425/mo rents across most rental classes.
How does Montgomery Village, MD stack up for property investment?
Yes - Montgomery Village, MD a 3.0/5 investability score. With $388K home prices against $2,425/mo monthly rent, the market delivers a reasonable entry point for new investors.
How landlord-friendly is Montgomery Village, MD?
The landlord environment in Montgomery Village, MD is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What approach is best for Montgomery Village, MD real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Montgomery Village, MD. The numbers - $388K homes against $2,425/mo rents - support that play.
You know 20886 now. You don’t know where it ranks.
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How 20886 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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