Real Estate Investing in Gaithersburg, Maryland (20882)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 20882 (Gaithersburg, MD)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High price-to-rent: Price-to-rent ratio 33.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gaithersburg, MD (20882)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20882 Gaithersburg
Not every below-median market is a bargain. Gaithersburg's 20882 ZIP stands at signals that favor experienced operators who can absorb the risk $803K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 20882 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within MD, ZIP 20882 trails on several market indicators that neighboring Montgomery County submarkets outperform. The gap is real and healthy enough to shape underwriting.
The demographic picture in 20882 includes headwinds that any investor should price in. Income distribution skews lower than Gaithersburg averages, and tenant stability requires active management.
New investors are better served looking at Gaithersburg's stable or hybrid ZIPs before stepping into 20882. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Gaithersburg:
Property Strategy for 20882
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $532,219 | $2,810 | 3.8% | +5.6% | $177,406 |
| 4BR | $812,144 | $3,290 | 2.9% | +6.1% | $203,036 |
| 5BR | $1,026,326 | — | — | +6.7% | $205,265 |
Market Trends
Home Value History (with trend line)
📊 How Does 20882 Compare?
| Metric | 20882 | Gaithersburg | Maryland |
|---|---|---|---|
| Home Value | $802,750 | $482,981 | $424,997 |
| 5-Year CAGR | 2.9% | 2.6% | 4.9% |
| Avg Rent | $1,998 | $2,083 | - |
| Cap Rate | 1.9% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20882 (Gaithersburg, MD). Anonymous, moderated, never written by AI.
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Property managers serving Montgomery County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $802,750 |
| Monthly Rent | $1,998 |
| Price-to-Rent | 33.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 1.9% |
| 5-Year IRR | 4.8% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +4.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20882
Population: 13,661
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20882
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,730 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Gaithersburg, MD?
The typical rental in Gaithersburg, MD commands about $1,998/mo monthly. That rent profile even-keeled cash flow against the $803K purchase basis.
What is the tenant pool like in Gaithersburg, MD?
Gaithersburg, MD offers a steady renter base at the $1,998/mo rent level. Tenant turnover is reasonable for well-managed properties.
How much should I expect to pay for a home in Gaithersburg, MD?
The median home value in Gaithersburg, MD is roughly $803K. That puts it reasonable relative to the MD statewide average.
Does Gaithersburg, MD favor landlords or tenants?
MD law landlord-friendly for landlords, and Gaithersburg inherits those rules. Investors should still review local ordinances for rental licensing.
Is Gaithersburg, MD a good place for real estate investing?
Gaithersburg, MD rates 2.0/5 for investability. With median values at $803K and rents near $1,998/mo, the market offers reasonable fundamentals for rental investors.
You know 20882 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 20882 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 20882 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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