Real Estate Investing in Jessup, Maryland (20794)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Howard County • Population: 16,182 • Data updated: September 2026

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Should you buy in 20794 (Jessup, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Jessup, MD (20794)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $490,626
Avg Monthly Rent $2,225
1% Rule ✗ Does Not Meet
Median Income $111,200
% Renters 36.4%

Market Analysis: 20794 Jessup

Put differently, ZIP 20794 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $491K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 20794 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 20794 sits on the difficult end of the MD spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 20794 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. significant returns are possible in 20794, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jessup:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
14/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,225/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Baltimore-Columbia-Towson, MD Metro Area
Even conditions for buyers and sellers
35 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baltimore-Columbia-Towson, MD metro data
🏠

Property Strategy for 20794

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
3BR
+5.8% 5yr CAGR
Best Overall Value
4BR
$144,609/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $380,940 $2,300 4.3% +5.4% $190,470
3BR $447,826 $2,920 4.7% +5.8% $149,275
4BR $578,436 $3,230 4.0% +5.8% $144,609

Market Trends

Home Value History (with trend line)

$516K$468K$421K$373K$325K$278KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,511$2,421$2,330$2,240$2,149$2,059Feb 2026May 2026Jul 2026

📊 How Does 20794 Compare?

Metric 20794 Jessup Baltimore-Columbia-Towson, MD Maryland
Home Value $490,626 $490,626 N/A $424,997
5-Year CAGR 3.0% 3.0% N/A 4.9%
Avg Rent $2,225 $2,225 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 20794? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20794 (Jessup, MD). Anonymous, moderated, never written by AI.

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Property managers serving Howard County

Manage rentals here? List your business →

Advanced Property Management, Inc. offers residential property management services for condos, townhomes, and single-family homes with no upfront fees or binding contracts. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
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Iko Community Management provides HOA and community association management services in Columbia, MD and Suburban Maryland. summary from their website

HOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $490,626
Monthly Rent $2,225
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR +1.3% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Moderate Rent control: Moderate

Demographics in 20794

Population: 16,182

💰 Median Household Income
$111,200
This area
$111,200
State
$107,932
USA
$74,580
🏠 Renter Occupied
36.4%
This area
36.4%
State
23.8%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-20.0%
USA
3.7%
🎓 College Educated
29.9%
This area
29.9%
State
10.6%
USA
33.7%
👤 Median Age
37.8 years
This area
37.8 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 43.3%
White 40.1%
Other/Mixed 10.5%
Hispanic/Latino 7.5%
Asian 6.0%
👶 Under 18
15.0%
This area
15.0%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20794

A+ Avg School Grade
4 Schools
13.7:1 Avg Class Size
$20,660 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bollman Bridge Elementary

📚 Pre-K – 05 Elementary
👥
754 Students
👨‍🏫
12.3:1 Class Size
💰
$20,893 Per Student
A+ Excellent

Guilford Park High

📚 09 – 10 High School
👥
779 Students
👨‍🏫
13.8:1 Class Size
💰
$20,893 Per Student
A+ Excellent

Patuxent Valley Middle

📚 06 – 08 Middle
👥
843 Students
👨‍🏫
14.1:1 Class Size
💰
$20,893 Per Student
A+ Excellent

Jessup Elementary

📚 Pre-K – 05 Elementary
👥
594 Students
👨‍🏫
14.6:1 Class Size
💰
$19,959 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,010 Off-Campus Students
D
Paul Mitchell the School-Jessup
125 students · 1.3 mi
C
Lincoln College of Technology-Columbia
1,075 students · 3.0 mi
C
Aspen Beauty Academy of Laurel
118 students · 4.0 mi
D
Maryland University of Integrative Health
646 students · 5.4 mi
C
Howard Community College
8,540 students · 6.4 mi
D
Cortiva Institute
251 students · 7.7 mi
C
Capitol Technology University
902 students · 7.9 mi
B
University of Maryland-Baltimore County
14,148 students · 8.4 mi

Investor Insight: With 3,010 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the renter demographic in Jessup, MD?

Jessup, MD offers a stable renter base at the $2,225/mo rent level. Tenant turnover is reasonable for well-managed properties.

Does a duplex house hack pencil in Jessup, MD?

For house hackers, Jessup, MD is a challenging. The $2,225/mo rent on a unit helps defray the mortgage on a $491K property.

What are home prices like in Jessup, MD?

The median home value in Jessup, MD is roughly $491K. That puts it reasonable relative to the MD statewide average.

How much rent can I charge in Jessup, MD?

Jessup, MD rentals go for roughly $2,225/mo a month. That puts gross yield in solid territory relative to $491K acquisition costs.

Is Jessup in MD worth investing in?

Our data puts Jessup, MD at 3.0/5 for investability. Home prices of $491K and rents around $2,225/mo create a solid backdrop for investor activity.

You know 20794 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 20794 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 20794 ranks in Baltimore-Columbia-Towson, MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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