Real Estate Investing in Upper Marlboro, Maryland (20774)
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Should you buy in 20774 (Upper Marlboro, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
What’s happening in Upper Marlboro, MD (20774)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 20774 Upper Marlboro
ZIP 20774 inside Prince Georges County looks affordable on the surface — median value of $468K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $468K asset, 20774 is the wrong submarket. If the plan prices in friction, the yield can still work.
On the rental side, 20774 offers a low basis, the region around Upper Marlboro has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 20774 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 20774 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Upper Marlboro:
Property Strategy for 20774
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $162,301 | $2,200 | 9.8% | +7.4% | $162,301 |
| 2BR | $294,116 | $2,450 | 6.0% | +6.1% | $147,058 |
| 3BR | $431,781 | $3,090 | 5.2% | +5.1% | $143,927 |
| 4BR | $545,921 | $3,630 | 4.8% | +5.2% | $136,480 |
| 5BR | $713,476 | — | — | +5.9% | $142,695 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 20774 Compare?
| Metric | 20774 | Upper Marlboro | Maryland |
|---|---|---|---|
| Home Value | $468,391 | $472,515 | $424,997 |
| 5-Year CAGR | 1.9% | 2.0% | 4.9% |
| Avg Rent | $2,130 | $2,358 | - |
| Cap Rate | 3.6% | 3.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 20774 (Upper Marlboro, MD). Anonymous, moderated, never written by AI.
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Property managers serving Prince Georges County
Manage rentals here? List your business →American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website
Mainstay Property Management is a property management company in Maryland, specializing in renting houses and multi-family properties. summary from their website
Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $468,391 |
| Monthly Rent | $2,130 |
| Price-to-Rent | 18.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +0.5% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | -5.3% ▼ |
| 3-Year CAGR | +0.4% ▲ |
| 5-Year CAGR | +2.3% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 20774
Population: 52,221
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 20774
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 22,766 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How should investors approach Upper Marlboro, MD?
The best-fit strategy in Upper Marlboro, MD is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How strong are rents in Upper Marlboro, MD?
Upper Marlboro, MD rentals go for roughly $2,130/mo a month. That puts gross yield in solid territory relative to $468K acquisition costs.
Is housing expensive in Upper Marlboro, MD?
In Upper Marlboro, MD the median home value sits at $468K. Against the broader MD market, that reads as reasonable for most investors.
How tight is the rental market in Upper Marlboro, MD?
Occupancy in Upper Marlboro, MD runs steady with elevated vacancy. Well-priced units at $2,130/mo lease on reasonable timelines.
Is Upper Marlboro, MD good for landlords?
The landlord environment in Upper Marlboro, MD is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
You know 20774 now. You don’t know where it ranks.
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How 20774 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV
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