Real Estate Investing in Temple Hills, Maryland (20748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince Georges County • Population: 40,094 • Data updated: September 2026

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Should you buy in 20748 (Temple Hills, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).

What’s happening in Temple Hills, MD (20748)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $367,276
Avg Monthly Rent $1,640
1% Rule ✗ Does Not Meet
Median Income $79,381
% Renters 44.5%

Market Analysis: 20748 Temple Hills

ZIP 20748 in Temple Hills, MD carries a significant set of headwinds. Home values near $367K and rents of $1,640/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 20748 can be a a viable market for hunting ground — but the discount at $367K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Temple Hills have seen price recovery that 20748 has not matched. Prince Georges County data supports the view that the spread is structural rather than temporary.

The demographic picture in 20748 includes headwinds that any investor should price in. Income distribution skews lower than Temple Hills averages, and tenant stability requires active management.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Temple Hills:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.6× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,640/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 20748

Which property type performs best in this market?

Best for Cash Flow
1BR
10.3% cap rate
Best for Appreciation
3BR
+4.7% 5yr CAGR
Best Overall Value
2BR
$73,712/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $117,677 $1,680 10.3% +2.3% $117,677
2BR $147,425 $1,870 9.1% +4.2% $73,712
3BR $349,976 $2,360 4.9% +4.7% $116,659
4BR $421,998 $2,770 4.7% +4.4% $105,500
5BR $447,832 +4.3% $89,566

Market Trends

Home Value History (with trend line)

$390K$339K$288K$238K$187K$136KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,872$1,806$1,739$1,673$1,606$1,540Jan 2024May 2025Jul 2026

📊 How Does 20748 Compare?

Metric 20748 Temple Hills Maryland
Home Value $367,276 $367,276 $424,997
5-Year CAGR 1.4% 1.4% 4.9%
Avg Rent $1,640 $1,640 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 20748? Click to expand

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20748 (Temple Hills, MD). Anonymous, moderated, never written by AI.

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Property managers serving Prince Georges County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Mainstay Property Management is a property management company in Maryland, specializing in renting houses and multi-family properties. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
+1.4%
Slow

📊 Market Snapshot

Home Value $367,276
Monthly Rent $1,640
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +1.4% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year -9.6% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.4%
Flat
Eviction process: Moderate Rent control: Moderate

Demographics in 20748

Population: 40,094

💰 Median Household Income
$79,381
This area
$79,381
State
$107,932
USA
$74,580
🏠 Renter Occupied
44.5%
This area
44.5%
State
23.8%
USA
34.0%
💼 Unemployment Rate
6.1%
This area
6.1%
State
-20.0%
USA
3.7%
🎓 College Educated
26.5%
This area
26.5%
State
10.6%
USA
33.7%
👤 Median Age
40.0 years
This area
40.0 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 84.4%
Other/Mixed 9.4%
Hispanic/Latino 7.6%
White 5.1%
Asian 1.1%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20748

A+ Avg School Grade
10 Schools
13.1:1 Avg Class Size
$21,751 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Maya Angelou French Immersion

📚 K – 08 School
👥
373 Students
👨‍🏫
10.8:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Panorama Elementary

📚 Pre-K – 05 Elementary
👥
562 Students
👨‍🏫
11.9:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Imagine Lincoln PCS

📚 K – 08 School Charter
👥
345 Students
👨‍🏫
11.5:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Allenwood Elementary

📚 Pre-K – 05 Elementary
👥
333 Students
👨‍🏫
12.1:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Benjamin Stoddert Middle

📚 06 – 08 Middle
👥
599 Students
👨‍🏫
15.0:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Hillcrest Heights Elementary

📚 Pre-K – 05 Elementary
👥
394 Students
👨‍🏫
13.1:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Overlook Elementary

📚 Pre-K – 05 Elementary
👥
307 Students
👨‍🏫
13.5:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Samuel Chase Elementary

📚 Pre-K – 05 Elementary
👥
295 Students
👨‍🏫
12.3:1 Class Size
💰
$21,751 Per Student
A Very Good

Thurgood Marshall Middle

📚 06 – 08 Middle
👥
731 Students
👨‍🏫
17.8:1 Class Size
💰
$21,751 Per Student
A Very Good

Crossland High

📚 09 – 12 High School
👥
1,202 Students
👨‍🏫
13.5:1 Class Size
💰
$21,751 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
F
Strayer University-Maryland
1,445 students · 1.4 mi
D
Hair Academy II
230 students · 1.6 mi
C
Saint Michael College of Allied Health
123 students · 6.4 mi
C
DeVry University-Virginia
32 students · 6.6 mi
C+
Gallaudet University
1,364 students · 6.9 mi
C
The Salon Professional Academy-Washington DC
117 students · 6.9 mi
C+
University of the Potomac-Washington DC Campus
593 students · 7.6 mi
C
The Chicago School at Washington DC
615 students · 7.7 mi

Frequently Asked Questions

What is the typical rental rate in Temple Hills, MD?

Investors in Temple Hills, MD typically see rents near $1,640/mo per month against $367K home values - a solid setup for rental cash flow.

What kind of vacancy should I budget for in Temple Hills, MD?

Temple Hills, MD vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How strong is Temple Hills, MD for real estate investors?

Temple Hills, MD scores 2.0/5 for investability. Home values sit at $367K and rents near $1,640/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What investment strategy works best in Temple Hills, MD?

Most investors in Temple Hills, MD run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

What price range are homes in Temple Hills, MD?

Median home price in Temple Hills, MD is near $367K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

You know 20748 now. You don’t know where it ranks.

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How 20748 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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