Real Estate Investing in Mount Rainier, Maryland (20712)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Prince Georges County • Population: 9,179 • Data updated: September 2026

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Should you buy in 20712 (Mount Rainier, MD)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.2% CAGR).
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

What’s happening in Mount Rainier, MD (20712)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $454,799
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $64,674
% Renters 74.9%

Market Analysis: 20712 Mount Rainier

Not every below-median market is a bargain. Mount Rainier's 20712 ZIP records signals that favor experienced operators who can absorb the risk $455K pricing implies.

The 20712 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader MD picture, 20712 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

On balance, 9,179 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 20712 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mount Rainier:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
5/25
Appreciation
10/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Stable (+0.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 20712

Which property type performs best in this market?

Best for Cash Flow
4BR
3.4% cap rate
Best for Appreciation
4BR
+2.8% 5yr CAGR
Best Overall Value
4BR
$130,044/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $463,604 $2,070 3.2% +2.3% $154,535
4BR $520,175 $2,430 3.4% +2.8% $130,044

Market Trends

Home Value History (with trend line)

$497K$424K$352K$279K$207K$134KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,605$1,577$1,549$1,522$1,494$1,467Oct 2025Mar 2026Jul 2026

📊 How Does 20712 Compare?

Metric 20712 Mount Rainier Maryland
Home Value $454,799 $454,799 $424,997
5-Year CAGR 0.2% 0.2% 4.9%
Avg Rent $1,476 $1,476 -
Cap Rate 2.5% 2.5% -
💡 Why Invest in 20712? Click to expand

75% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 20712 (Mount Rainier, MD). Anonymous, moderated, never written by AI.

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Property managers serving Prince Georges County

Manage rentals here? List your business →

American Community Management provides community association management and HOA services across Maryland, Virginia, and D.C. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Mainstay Property Management is a property management company in Maryland, specializing in renting houses and multi-family properties. summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Melan Property Management delivers proactive property management solutions for multifamily and commercial real estate across Maryland, Washington D.C., and Miami. summary from their website

Small multifamilyCommercial
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.5%
Low
5yr Growth
+0.2%
Slow

📊 Market Snapshot

Home Value $454,799
Monthly Rent $1,476
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 2.8%

📈 Home Appreciation

1-Year +0.6% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR +0.2% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+0.2%
Flat
Eviction process: Moderate Rent control: Moderate

Demographics in 20712

Population: 9,179

💰 Median Household Income
$64,674
This area
$64,674
State
$107,932
USA
$74,580
🏠 Renter Occupied
74.9%
This area
74.9%
State
23.8%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-20.0%
USA
3.7%
🎓 College Educated
34.9%
This area
34.9%
State
10.6%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
1.9 years
USA
38.9 years
🏚️ Vacancy Rate
3.6%
This area
3.6%
State
11.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 42.8%
Other/Mixed 36.0%
Hispanic/Latino 34.4%
White 20.0%
Asian 1.2%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 20712

A+ Avg School Grade
2 Schools
13.9:1 Avg Class Size
$21,751 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Thomas S. Stone Elementary

📚 Pre-K – 05 Elementary
👥
532 Students
👨‍🏫
14.3:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Mt Rainier Elementary

📚 Pre-K – 05 Elementary
👥
285 Students
👨‍🏫
13.6:1 Class Size
💰
$21,751 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Brookland MS

📚 06 – 08 Middle
📍 1150 Michigan Ave NE, Washington
👥
370 Students
👨‍🏫
11.1:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Browne Education Campus

📚 Pre-K – 08 School
📍 810 26th St. NE, Washington
👥
442 Students
👨‍🏫
9.2:1 Class Size
💰
$36,134 Per Student
A+ Excellent

Chillum Elementary

📚 Pre-K – 05 Elementary
📍 1420 Chillum Rd, Hyattsville
👥
305 Students
👨‍🏫
11.5:1 Class Size
💰
$21,751 Per Student
A+ Excellent

Edward M. Felegy ES

📚 Pre-K – 05 Elementary
📍 6110 Editors Park Dr, Hyattsville
👥
656 Students
👨‍🏫
10.8:1 Class Size
💰
$21,751 Per Student
A+ Excellent

International High School @ Langley Park

📚 09 – 12 High School
📍 5150 Annapolis Rd, Bladensburg
👥
347 Students
👨‍🏫
12.0:1 Class Size
💰
$21,751 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Bennett Career Institute
177 students · 1.8 mi
C+
The Catholic University of America
5,171 students · 1.9 mi
C
Pontifical John Paul II Institute for Studies on Marriage and Family
63 students · 1.9 mi
C
Pontifical Faculty of the Immaculate Conception at the Dominican House of Studies
73 students · 2.0 mi
C
Trinity Washington University
1,865 students · 2.4 mi
C
Saint Michael College of Allied Health
123 students · 2.8 mi
C+
Gallaudet University
1,364 students · 2.9 mi
B
Howard University
13,416 students · 3.2 mi

Frequently Asked Questions

What is the rental occupancy rate in Mount Rainier, MD?

Mount Rainier, MD sees elevated vacancy, which is reasonable relative to the broader MD rental market.

How do home values compare in Mount Rainier, MD?

Typical homes in Mount Rainier, MD go for around $455K. The 5-year CAGR of 0.0% consistent price movement.

Should investors consider Mount Rainier, MD?

Mount Rainier, MD scores 2.0/5 for investability. Home values sit at $455K and rents near $1,476/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is house hacking profitable in Mount Rainier, MD?

Mount Rainier, MD offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,476/mo rent level.

How strong are rents in Mount Rainier, MD?

Rental rates in Mount Rainier, MD average $1,476/mo. Tenant demand and $455K home values make the yield look reasonable by investor standards.

You know 20712 now. You don’t know where it ranks.

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How 20712 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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