Real Estate Investing in Union Dale, Pennsylvania (18470)
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Should you buy in 18470 (Union Dale, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 42.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 28.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Union Dale, PA (18470)?
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Market Analysis: 18470 Union Dale
Not every below-median market is a bargain. Union Dale's 18470 ZIP records signals that favor experienced operators who can absorb the risk $307K pricing implies.
The 18470 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 18470's metrics run below Susquehanna County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 18470 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Union Dale:
Market Trends
Home Value History (with trend line)
📊 How Does 18470 Compare?
| Metric | 18470 | Union Dale | Pennsylvania |
|---|---|---|---|
| Home Value | $306,671 | $306,671 | $278,018 |
| 5-Year CAGR | 4.8% | 4.8% | 6.3% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 2.3% | 2.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 18470 (Union Dale, PA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $306,671 |
| Monthly Rent | $891 |
| Price-to-Rent | 28.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 7.0% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 18470
Population: 2,296
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How expensive is real estate in Union Dale, PA?
In Union Dale, PA the median home value sits at $307K. Against the broader PA market, that reads as reasonable for most investors.
Are renters plentiful in Union Dale, PA?
The tenant pool in Union Dale, PA is solid, supported by local employment and population fundamentals. Rents of $891/mo are well-absorbed by the market.
What is the investability score for Union Dale, PA?
With a 3.0/5 investability score, Union Dale, PA ranks as a solid market for rental property investors. Median prices of $307K and rents of $891/mo drive the underlying numbers.
What is it like being a landlord in Union Dale, PA?
Landlord-friendliness in Union Dale, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What is the rental occupancy rate in Union Dale, PA?
Rental vacancy in Union Dale, PA is elevated. Investors should budget normal turnover but not chronic empty units.
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