Real Estate Investing in Bloomsburg, Pennsylvania (17815)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Columbia County • Population: 29,324 • Data updated: September 2026

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Should you buy in 17815 (Bloomsburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.0% vacancy may signal weakening demand.

What’s happening in Bloomsburg, PA (17815)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $267,610
Avg Monthly Rent $1,153
1% Rule ✗ Does Not Meet
Median Income $61,336
% Renters 37.3%

Market Analysis: 17815 Bloomsburg

Investors eyeing 17815 need to respect the fundamentals at play. Home values of $268K come alongside slower price movement and elevated management overhead.

The 17815 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 17815's metrics run below Columbia County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 17815 ZIP's population of 29,324 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

The right play in 17815 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bloomsburg:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,153/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bloomsburg-Berwick, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bloomsburg-Berwick, PA metro data

Market Trends

Home Value History (with trend line)

$275K$253K$231K$209K$186K$164KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,171$1,119$1,066$1,014$962$910Jan 2024May 2025Jul 2026

📊 How Does 17815 Compare?

Metric 17815 Bloomsburg Bloomsburg-Berwick, PA Pennsylvania
Home Value $267,610 $267,610 N/A $278,018
5-Year CAGR 3.2% 3.2% N/A 6.3%
Avg Rent $1,153 $1,153 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 17815? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17815 (Bloomsburg, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $267,610
Monthly Rent $1,153
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +4.0% ▲

🏠 Rent Trends

1-Year +5.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.2%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 17815

Population: 29,324

💰 Median Household Income
$61,336
This area
$61,336
State
$73,647
USA
$74,580
🏠 Renter Occupied
37.3%
This area
37.3%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-7.4%
USA
3.7%
🎓 College Educated
33.2%
This area
33.2%
State
12.3%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
11.0%
This area
11.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 91.5%
Other/Mixed 4.8%
Hispanic/Latino 3.8%
Black/African American 2.1%
Asian 1.6%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17815

A Avg School Grade
9 Schools
13.5:1 Avg Class Size
$18,837 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Memorial El Sch

📚 K – 05 Elementary
👥
413 Students
👨‍🏫
10.7:1 Class Size
💰
$19,233 Per Student
A+ Excellent

Bloomsburg Area HS

📚 09 – 12 High School
👥
389 Students
👨‍🏫
14.0:1 Class Size
💰
$19,233 Per Student
A+ Excellent

Bloomsburg Area MS

📚 06 – 08 Middle
👥
368 Students
👨‍🏫
13.3:1 Class Size
💰
$19,233 Per Student
A+ Excellent

Central Columbia El Sch

📚 K – 04 Elementary
👥
704 Students
👨‍🏫
12.8:1 Class Size
💰
$18,177 Per Student
A+ Excellent

Central Columbia SHS

📚 09 – 12 High School
👥
606 Students
👨‍🏫
12.9:1 Class Size
💰
$18,177 Per Student
A Very Good

Central Columbia MS

📚 05 – 08 School
👥
630 Students
👨‍🏫
16.0:1 Class Size
💰
$18,177 Per Student
B+ Above Average

W W Evans Memorial El Sch

📚 K – 05 Elementary
👥
254 Students
👨‍🏫
15.4:1 Class Size
💰
$19,233 Per Student
B+ Above Average

Beaver-Main El Sch

📚 K – 05 Elementary
👥
91 Students
👨‍🏫
13.4:1 Class Size
💰
$19,233 Per Student
B+ Above Average
👥
617 Students
👨‍🏫
13.2:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 454 Off-Campus Students
C+
Commonwealth University of Pennsylvania
11,088 students · 1.3 mi

Frequently Asked Questions

What do rentals go for in Bloomsburg, PA?

Bloomsburg, PA rentals go for roughly $1,153/mo a month. That puts gross yield in solid territory relative to $268K acquisition costs.

Is Bloomsburg, PA good for landlords?

Bloomsburg, PA operates under PA law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

Is real estate in Bloomsburg, PA a good investment right now?

Our data puts Bloomsburg, PA at 3.0/5 for investability. Home prices of $268K and rents around $1,153/mo create a solid backdrop for investor activity.

Can I live-in-and-rent in Bloomsburg, PA?

Bloomsburg, PA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $268K price point reasonable to enter.

What is the typical vacancy rate in Bloomsburg, PA?

Expect elevated vacancy in Bloomsburg, PA. Rents at $1,153/mo are absorbed by the tenant base without meaningful lag.

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How 17815 ranks in Bloomsburg-Berwick, PA

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