Real Estate Investing in Stevens, Pennsylvania (17578)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 17578 (Stevens, PA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 29.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stevens, PA (17578)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 17578 Stevens
ZIP 17578 inside Lancaster County looks affordable on the surface — median value of $397K — but the discount exists for reasons that a careful buyer should understand before committing.
Looking more closely, the numbers look inviting — $397K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17578 is substantial and deserves full respect.
Within PA, ZIP 17578 trails on several market indicators that neighboring Lancaster County submarkets outperform. The gap is real and robust enough to shape underwriting.
The 17578 ZIP's population of 7,716 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Stevens:
Property Strategy for 17578
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $308,697 | $1,260 | 2.9% | +7.7% | $154,349 |
| 3BR | $349,488 | $1,640 | 3.4% | +7.8% | $116,496 |
| 4BR | $465,217 | $1,670 | 2.6% | +7.8% | $116,304 |
Market Trends
Home Value History (with trend line)
📊 How Does 17578 Compare?
| Metric | 17578 | Stevens | Lancaster, PA | Pennsylvania |
|---|---|---|---|---|
| Home Value | $396,658 | $396,658 | N/A | $278,018 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 6.3% |
| Avg Rent | $1,134 | $1,134 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 17578 (Stevens, PA). Anonymous, moderated, never written by AI.
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Property managers serving Lancaster County
Manage rentals here? List your business →Susquehanna Realty Management is Central Pennsylvania's residential property management specialist since 2005, offering leasing and association management services. summary from their website
American Heritage Property Management. summary from their website
Compass Property Management LLC provides full-service property management in Lancaster, Chester, and Berks County, Pennsylvania, for owners and renters. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $396,658 |
| Monthly Rent | $1,134 |
| Price-to-Rent | 29.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +6.6% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 17578
Population: 7,716
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 17578
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
Brecknock El Sch
Cocalico MS
Denver El Sch
Cocalico SHS
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is vacancy a concern in Stevens, PA?
Rental vacancy in Stevens, PA is elevated. Investors should budget normal turnover but not chronic empty units.
What price range are homes in Stevens, PA?
The median home value in Stevens, PA is roughly $397K. That puts it reasonable relative to the PA statewide average.
Is Stevens, PA a smart market for rental property?
With a 3.0/5 investability score, Stevens, PA ranks as a solid market for rental property investors. Median prices of $397K and rents of $1,134/mo drive the underlying numbers.
How do landlord-tenant laws work in Stevens, PA?
PA ranks as a landlord-friendly state for landlord-tenant law. Stevens generally follows the statewide framework, so landlords face reasonable operating rules.
What do landlords charge for rent in Stevens, PA?
Expect rents around $1,134/mo per month in Stevens, PA. With home values at $397K, the yield math works out to reasonable levels for rental investors.
You know 17578 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 17578 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 17578 ranks in Lancaster, PA
Every ZIP in this metro, ranked. Free.
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