Real Estate Investing in Ephrata, Pennsylvania (17522)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lancaster County • Population: 33,601 • Data updated: September 2026

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Should you buy in 17522 (Ephrata, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Ephrata, PA (17522)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $375,998
Avg Monthly Rent $1,386
1% Rule ✗ Does Not Meet
Median Income $69,084
% Renters 34.7%

Market Analysis: 17522 Ephrata

This part of Lancaster County is not an easy win. The 17522 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

From a cash-flow lens, the numbers look inviting — $376K purchase price, 0.0% nominal cap — the work to hit that pro forma in 17522 is substantial and deserves full respect.

Put differently, 17522 offers a low basis, the region around Ephrata has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A significant renter share of 35% in 17522 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Ephrata's stable or hybrid ZIPs before stepping into 17522. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ephrata:

C+ Average
Buy Confidence Score: 68/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,386/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Lancaster, PA Metro Area
Even conditions for buyers and sellers
18 days
Average time to sell
Fast
11.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Lancaster, PA metro data
🏠

Property Strategy for 17522

Which property type performs best in this market?

Best for Cash Flow
3BR
3.6% cap rate
Best for Appreciation
4BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$109,825/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $297,678 $1,290 3.1% +7.8% $148,839
3BR $336,978 $1,670 3.6% +8.4% $112,326
4BR $439,300 $1,710 2.8% +8.5% $109,825
5BR $602,870 +8.4% $120,574

Market Trends

Home Value History (with trend line)

$392K$346K$300K$254K$208K$162KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,423$1,325$1,227$1,129$1,031$933Mar 2022May 2024Jul 2026

📊 How Does 17522 Compare?

Metric 17522 Ephrata Lancaster, PA Pennsylvania
Home Value $375,998 $375,998 N/A $278,018
5-Year CAGR 6.9% 6.9% N/A 6.3%
Avg Rent $1,386 $1,386 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 17522? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 17522 (Ephrata, PA). Anonymous, moderated, never written by AI.

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Property managers serving Lancaster County

Manage rentals here? List your business →

Susquehanna Realty Management is Central Pennsylvania's residential property management specialist since 2005, offering leasing and association management services. summary from their website

Single-familySmall multifamilyHOA
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American Heritage Property Management. summary from their website

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Compass Property Management LLC provides full-service property management in Lancaster, Chester, and Berks County, Pennsylvania, for owners and renters. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Lancaster, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
24%
Days Pending
0/2
18 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $375,998
Monthly Rent $1,386
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year +4.8% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.4%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 17522

Population: 33,601

💰 Median Household Income
$69,084
This area
$69,084
State
$73,647
USA
$74,580
🏠 Renter Occupied
34.7%
This area
34.7%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-7.4%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
12.3%
USA
33.7%
👤 Median Age
37.4 years
This area
37.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
2.4%
This area
2.4%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 5.0%
Hispanic/Latino 3.3%
Black/African American 1.2%
Asian 0.9%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 17522

A+ Avg School Grade
7 Schools
11.4:1 Avg Class Size
$24,819 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ephrata MS

📚 07 – 08 Middle
👥
607 Students
👨‍🏫
10.7:1 Class Size
💰
$24,819 Per Student
A+ Excellent

Clay El Sch

📚 K – 04 Elementary
👥
374 Students
👨‍🏫
13.0:1 Class Size
💰
$24,819 Per Student
A+ Excellent

Ephrata Intermediate Sch

📚 05 – 06 School
👥
569 Students
👨‍🏫
14.0:1 Class Size
💰
$24,819 Per Student
A+ Excellent

Fulton El Sch

📚 K – 04 Elementary
👥
305 Students
👨‍🏫
13.4:1 Class Size
💰
$24,819 Per Student
A+ Excellent

Highland El Sch

📚 K – 04 Elementary
👥
466 Students
👨‍🏫
14.8:1 Class Size
💰
$24,819 Per Student
A Very Good

Ephrata SHS

📚 09 – 12 High School
👥
1,357 Students
👨‍🏫
13.0:1 Class Size
💰
$24,819 Per Student
B Good

Lancaster County CTC - Brownstown Campus

📚 09 – 12 High School
👥
14 Students
👨‍🏫
0.8:1 Class Size

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Akron El Sch

📚 K – 04 Elementary
📍 125 S 11th St, Akron
👥
292 Students
👨‍🏫
12.9:1 Class Size
💰
$24,819 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Pennsylvania College of Health Sciences
1,770 students · 8.9 mi
C
Lancaster Bible College
2,455 students · 9.3 mi
C
Lancaster School of Cosmetology & Therapeutic Bodywork
393 students · 11.0 mi
C+
Thaddeus Stevens College of Technology
1,453 students · 11.4 mi
B
Franklin and Marshall College
1,911 students · 11.8 mi
C+
Pennsylvania College of Art and Design
323 students · 11.8 mi
C
Lancaster Theological Seminary
61 students · 11.9 mi
C+
Cutting Edge Barber Academy
28 students · 11.9 mi

Frequently Asked Questions

How expensive is real estate in Ephrata, PA?

The median home value in Ephrata, PA is roughly $376K. That puts it reasonable relative to the PA statewide average.

Does Ephrata, PA make sense for an investment property?

With a 3.0/5 investability score, Ephrata, PA ranks as a solid market for rental property investors. Median prices of $376K and rents of $1,386/mo drive the underlying numbers.

What kind of tenants rent in Ephrata, PA?

Ephrata, PA offers a reliable renter base at the $1,386/mo rent level. Tenant turnover is reasonable for well-managed properties.

Should investors worry about vacancy in Ephrata, PA?

Vacancy in Ephrata, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,386/mo.

What is it like being a landlord in Ephrata, PA?

PA law landlord-friendly for landlords, and Ephrata inherits those rules. Investors should still review local ordinances for rental licensing.

You know 17522 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 17522 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 17522 ranks in Lancaster, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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